What You Need to Know About Homeowners Insurance Before You Buy a Vacation Home

Blog posted On May 12, 2021

After years of saving and dreaming, you’re finally ready to invest in that house by the beach. But before you do, it’s important to make sure that your money (and home) will be protected. While homeowners insurance might not stop bad things from happening to your home, it can help compensate you in the case of a bad event.


What Homeowners Insurance Covers in a Power Outage

Blog posted On March 03, 2021

Losing power in your home is more than just an uncharged iPhone and a missed episode of This is Us – especially during the winter months. For many, losing power can be physically dangerous, emotionally taxing, and financially expensive. Luckily, some of the costs that ensue from power outages are covered by your homeowners insurance – but the extent of your coverage depends on your insurer and policy.


Understanding How Much Homeowners Insurance You Need

Blog posted On May 27, 2020

When was the last time you examined your homeowner’s insurance policy?  Now, more than ever, homebound homeowners are making sure their homeowner’s insurance policies offer adequate coverage, as your home has become your living, working, and schooling space during nationwide stay-at-home orders and social distancing guidelines.  You don’t want to pay for coverage you don’t need, but you want to make sure you’re protected.  The biggest mistake most homeowners make is not updating their policy.  The original policy you took out when you bought your home might not be enough to cover its appreciation in value or might not accommodate the increased frequency in natural disasters like fires and hurricanes.   


Did you know your homeowner’s insurance may cover this?

Blog posted On September 25, 2019

You get homeowner’s insurance to protect your family and your property from fire, thefts, and weather damage, but did you know it may also cover other unexpected hazards?  Consumer Reports collaborated with the Insurance Information Institute and found six surprising incidents your homeowner’s insurance may cover. 


What does your home insurance cover?

Blog posted On October 04, 2018

Earlier this month, Hurricane Florence caused an estimated $20 to $30 billion of damage to commercial and residential properties throughout North and South Carolina.  Unfortunately, an estimated 85% of residential property losses were uninsured, and less than 10% of properties in North Carolina had flood insurance.