Wondering how to get started on financing the home of your dreams? Obtaining approval beforehand is incredibly important. Most sellers will not consider a buyer to be a serious contender for their home unless they have already begun the process of being pre-qualified or pre-approved. Consider one of the following options to get started on the homebuying process.

 

A pre-qualification is the first step required to obtain mortgage financing for your home. You will provide a Mortgage Consultant with a brief background on your income, existing debt, accumulated savings, and credit score. Together you will determine which loan programs will be most appropriate for your unique financial situation. It is my goal to ensure I understand your long-term financial objectives and begin working on a product that will allow you to feel comfortable and financially secure.

 

A pre-approval is written documentation proving you have full support of a lender. Your information will have been reviewed by an underwriter and provided with a dollar amount you are eligible to be loaned. This document provides the added perk of proving to potential buyers that you are a serious shopper and are more likely to be considered before other bidders.