INTRODUCING THE ALL IN ONE LOAN
Not just another loan, but a solution to the loan itself.
What makes the All In One Loan so powerful is that it isn’t a standard closed-ended mortgage, but instead, a home equity line of credit. Lines of credit are unique because they are flexible, two-way instruments allowing your client to apply as much money as they desire toward the balance without losing access to their funds. The All In One provides 30-year access to home equity dollars, has a great low rate, and no hidden fees or required balloon payment.
Additionally, the All In One Loan works just like an ordinary checking account. Yes, home finance and personal banking are bundled together!
This revolutionary design allows your clients to use their everyday cash flow to offset their loan’s balance and save mortgage interest without requiring a change to their budget.
Deposits made into the All In One Loan pay down principal first and remain available 24/7 through the banking features. The loan comes with ATM cards for all users of the account, secured online bill-pay, unlimited check writing, direct deposit and bank-to-bank wire transferring. Your client’s monthly interest payments are computed on each day’s ending balance, so even as they withdrawal money from their account for regular expenses, their loan’s daily balance is kept lower for longer - and that equates into less interest being charged than with a conventional mortgage.
In effect, your client avoids having to pay more interest on their loan using their regular cash flow than what they could typically earn on those dollars in a regular checking account. Less of their money spent on monthly mortgage interest means more of their money left over to help them meet other financial objectives.
Consider what your market has been through over the course of the last decade. From housing boom to housing bust and widespread economic uncertainty - lessons have been learned. In fact, the greatest transformation that has taken place since the start of the 2008 financial crisis is how Americans perceive debt - specifically homeowners - and the threat their mortgage poses to their overall financial health.
Despite government intervention and record low interest rates, millions of homeowners still owe trillions of dollars on their homes and struggle to gain the wealth they need in their properties and save for retirement.
But it no longer has to be that way thanks to the revolutionary All In One Loan. With the All In One Loan, you can help your clients avoid tens of thousands of dollars in excessive mortgage interest, pay-off in half the time or less, and gain access to their home’s equity dollars without having to refinance.
The All In One Loan has proven to generate new business for not only loan originators but referral sources as well. In addition, it can help you remain busy and profitable during adverse rate environments because it is less reliant than traditional mortgages on interest rates to offer savings.
Do your business a favor and contact a CMG Financial Division Sales Manager to begin your education on this revolutionary loan product today.AIO INTERACTIVE SIMULATOR