The Closing Table Collective at CMG Home Loans

Empowering agents and homebuyers through innovation, education and next-level marketing

The Closing Table Collective at CMG Home Loans

Empowering agents and homebuyers through innovation, education and next-level marketing

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The Closing Table Collective | Your Next-Level Mortgage & Marketing Team

The Closing Table Collective | Your Next-Level Mortgage & Marketing Team

The Closing Table Collective is led by Jay York, a forward-thinking Mortgage Loan Originator and digital strategist based in Charlotte, North Carolina. Jay brings a powerful blend of lending expertise and marketing innovation, helping clients navigate the path to homeownership with clarity, confidence, and results.

At The Closing Table Collective, our focus is on delivering a seamless, stress-free mortgage experience that puts homebuyers first. Whether you're buying your first home, upgrading to your dream property, or building long-term wealth through real estate, our team is here to guide you every step of the way. Backed by CMG Home Loans, we provide clear communication, competitive loan options, and on-time closings—so you can move forward with confidence.

What sets us apart is our commitment to education, personalization, and precision. Every buyer’s situation is unique, and our process ensures your loan fits your goals—not the other way around. And because we also support top-producing agents with strategic tools and marketing automation, your entire real estate team is equipped for success.

At The Closing Table Collective, you're not just another transaction—you’re a priority. Let’s make home happen, together.


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Ready to Learn More?

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CONTACT US

704.957.3961 | jyork@cmghomeloans.com
3540 Toringdon Way Charlotte, North Carolina, 28277

We live where we work, this is our neighborhood too. We’d love to guide you through the home financing process and get you prepared for this next big step. Easily apply, get a quality preapproval, and close on time with us.

Mortgage payment Calculator

Calculate how much your monthly mortgage payment could be.

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Monthly Payments

$ 1,663*

Principal $205

Interest $1,458

Loan Amount

$

Loan Term (Yrs)

Interest Rate (%)

%

Property Tax (Yearly)

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Homeowners Ins. (Yearly)

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Mortgage Ins. (Yearly)

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HOA dues (Yearly)

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Other (Yearly)

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Monthly Payments with Tax and Insurance

$ 1,938*

Created with Highcharts 7.2.2Highcharts.com
Principal $205
Interest $1,458
Taxes $225
Insurance $50
HOA and Other $0
Created with Highcharts 7.2.25 years10 years15 years0500100015002000Highcharts.com
Your total Principal and Interest payment: $1,663
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*Results are hypothetical and may not be accurate. This is not a commitment to lend nor a preapproval. Consult a financial professional for full details.

Payment example: If you bought a $450,000 home with a 20% down payment, for a loan amount of $360,000, with a 30 year term at a fixed rate of 6.125% (Annual Percentage Rate 6.220%), you would make 360 payments of $2,189.00. Payment stated does not include taxes and insurance, which will result in a higher payment.

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