Sumir Desai

Sumir Desai

Loan Officer


NMLS ID# 457651

1265 Carlsbad Village Dr Ste 200, Carlsbad, CA 92008 | Branch NMLS# 2475867

About Me
Born in Los Angeles, raised in Cerritos, and currently residing in Brea, California, I bring more than two decades of experience and expertise to the mortgage industry. I earned my bachelor’s degree in Marketing from California State University, Fullerton, and have been serving homebuyers and homeowners in the mortgage industry since 2003. Throughout my career, I have had the opportunity to work with respected financial institutions, including U.S. Bank, Union Bank, Wells Fargo, and Washington Mutual, gaining valuable experience across a wide range of lending environments. Beyond my professional career, I am passionate about serving my community and building meaningful connections. I proudly serve as a Board Member of the Yorba Linda Chamber of Commerce and Lead Ambassador for its Membership Committee, as well as a Board Member of the Black Chamber of Orange County. I also serve as an active parent for Brea Boy Scout Troop 707, where I enjoy supporting and mentoring the next generation of leaders. I believe that successful homeownership is about more than securing a mortgage—it is about building a strong financial foundation for the future. I take pride in educating clients, guiding them through the lending process, and helping them make informed decisions that align with their homeownership and financial goals. Outside of work and community service, I enjoy traveling the world with my family, discovering great food, spending quality time with lifelong friends, and embracing the outdoors as an avid camping enthusiast. I also enjoy reading books focused on leadership, mentorship, and creating a meaningful quality of life.

Delivering the right loans for the right reasons in a way that exceeds all expectations. That’s our business. Since 1993, CMG Financial, has served home buyers and homeowners nationwide with all of their new purchase and refinance needs. All CMG Loan officers specialize in new purchase and refinance mortgage needs to help borrowers make informed decisions.


Our diverse mortgage menu helps us find financing solutions for almost every borrower. We are dedicated to finding more ways to open more doors for home buyers. Find out what “Every Customer, Every Time. No Exceptions, No Excuses.” means to us!