Neal Pyles

Neal Pyles

Loan Officer


NMLS ID# 1929617

5300 Town and Country Blvd, Ste 120, Frisco, TX 75034 | Branch NMLS# 2594939

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About Me
If you're searching for a mortgage lender in Frisco, TX, a first-time homebuyer loan expert, or someone who actually speaks your language and gives it to you straight—you're in the right place. I'm Neal Pyles, a mortgage loan officer with CMG Home Loans, serving clients across Texas and nationwide. With over 10 years of experience in the mortgage industry, I specialize in: First-time homebuyer programs FHA, VA, and Conventional loans Down payment assistance Investment and DSCR loans Refinancing strategies Self-employed borrower solutions

I’ve built my career by ditching outdated tactics and delivering real advice through relatable, modern communication. You won’t get cold calls or confusing jargon here—just a transparent, streamlined mortgage experience that gets you to the closing table with confidence. Whether you're buying your first home, refinancing, or exploring creative financing, NealPyles.com is your trusted resource for mortgage answers, fast approvals, and expert guidance. Located in Frisco, Texas – Proudly serving all of DFW and beyond. Backed by CMG Home Loans – A top-rated national mortgage lender.

If you are considering buying your first home or looking for ways to optimize your current mortgage arrangements through CMG Financials' innovative loan products such as all-in-one loans or other financing options - please don't hesitate to reach out.

Let me be your trusted partner in making informed decisions towards securing your dream home!

MORTGAGE PAYMENT

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QUALIFYING LOAN

RENT VS BUY

REFINANCE

15 vs 30 Year

BUYDOWN

Bi-weekly

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Monthly Payments

$ 1,663*

Principal $205

Interest $1,458

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Monthly Payments with Tax and Insurance

$ 1,938*

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Monthly Payments

$ 1,663*

Principal $205

Interest $1,458

Month Month No. Year No. Payment Principal Interest Total Interest Balance
Sept. 1 1 $1,663 $205 $1,458 $1,458 $249,795
Oct. 2 1 $1,663 $206 $1,457 $2,915 $249,589
Nov. 3 1 $1,663 $207 $1,456 $4,371 $249,382
Dec. 4 1 $1,663 $209 $1,455 $5,826 $249,173
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 5 1 $1,663 $210 $1,454 $7,280 $248,963
Feb. 6 1 $1,663 $211 $1,452 $8,732 $248,752
Mar. 7 1 $1,663 $212 $1,451 $10,183 $248,540
April 8 1 $1,663 $213 $1,450 $11,633 $248,327
May 9 1 $1,663 $215 $1,449 $13,081 $248,112
June 10 1 $1,663 $216 $1,447 $14,529 $247,896
July 11 1 $1,663 $217 $1,446 $15,975 $247,679
Aug. 12 1 $1,663 $218 $1,445 $17,420 $247,460
Sept. 13 2 $1,663 $220 $1,444 $18,863 $247,241
Oct. 14 2 $1,663 $221 $1,442 $20,305 $247,020
Nov. 15 2 $1,663 $222 $1,441 $21,746 $246,797
Dec. 16 2 $1,663 $224 $1,440 $23,186 $246,574
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 17 2 $1,663 $225 $1,438 $24,624 $246,349
Feb. 18 2 $1,663 $226 $1,437 $26,061 $246,123
Mar. 19 2 $1,663 $228 $1,436 $27,497 $245,895
April 20 2 $1,663 $229 $1,434 $28,931 $245,666
May 21 2 $1,663 $230 $1,433 $30,364 $245,436
June 22 2 $1,663 $232 $1,432 $31,796 $245,205
July 23 2 $1,663 $233 $1,430 $33,227 $244,972
Aug. 24 2 $1,663 $234 $1,429 $34,656 $244,737
Sept. 25 3 $1,663 $236 $1,428 $36,083 $244,502
Oct. 26 3 $1,663 $237 $1,426 $37,509 $244,265
Nov. 27 3 $1,663 $238 $1,425 $38,934 $244,026
Dec. 28 3 $1,663 $240 $1,423 $40,358 $243,787
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 29 3 $1,663 $241 $1,422 $41,780 $243,545
Feb. 30 3 $1,663 $243 $1,421 $43,201 $243,303
Mar. 31 3 $1,663 $244 $1,419 $44,620 $243,059
April 32 3 $1,663 $245 $1,418 $46,038 $242,813
May 33 3 $1,663 $247 $1,416 $47,454 $242,567
June 34 3 $1,663 $248 $1,415 $48,869 $242,318
July 35 3 $1,663 $250 $1,414 $50,283 $242,069
Aug. 36 3 $1,663 $251 $1,412 $51,695 $241,817
Sept. 37 4 $1,663 $253 $1,411 $53,105 $241,565
Oct. 38 4 $1,663 $254 $1,409 $54,514 $241,311
Nov. 39 4 $1,663 $256 $1,408 $55,922 $241,055
Dec. 40 4 $1,663 $257 $1,406 $57,328 $240,798
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 41 4 $1,663 $259 $1,405 $58,733 $240,539
Feb. 42 4 $1,663 $260 $1,403 $60,136 $240,279
Mar. 43 4 $1,663 $262 $1,402 $61,538 $240,018
April 44 4 $1,663 $263 $1,400 $62,938 $239,754
May 45 4 $1,663 $265 $1,399 $64,336 $239,490
June 46 4 $1,663 $266 $1,397 $65,733 $239,224
July 47 4 $1,663 $268 $1,395 $67,129 $238,956
Aug. 48 4 $1,663 $269 $1,394 $68,523 $238,686
Sept. 49 5 $1,663 $271 $1,392 $69,915 $238,415
Oct. 50 5 $1,663 $273 $1,391 $71,306 $238,143
Nov. 51 5 $1,663 $274 $1,389 $72,695 $237,869
Dec. 52 5 $1,663 $276 $1,388 $74,082 $237,593
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 53 5 $1,663 $277 $1,386 $75,468 $237,316
Feb. 54 5 $1,663 $279 $1,384 $76,853 $237,037
Mar. 55 5 $1,663 $281 $1,383 $78,236 $236,756
April 56 5 $1,663 $282 $1,381 $79,617 $236,474
May 57 5 $1,663 $284 $1,379 $80,996 $236,190
June 58 5 $1,663 $285 $1,378 $82,374 $235,905
July 59 5 $1,663 $287 $1,376 $83,750 $235,618
Aug. 60 5 $1,663 $289 $1,374 $85,124 $235,329
Sept. 61 6 $1,663 $291 $1,373 $86,497 $235,038
Oct. 62 6 $1,663 $292 $1,371 $87,868 $234,746
Nov. 63 6 $1,663 $294 $1,369 $89,238 $234,452
Dec. 64 6 $1,663 $296 $1,368 $90,605 $234,157
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 65 6 $1,663 $297 $1,366 $91,971 $233,859
Feb. 66 6 $1,663 $299 $1,364 $93,335 $233,560
Mar. 67 6 $1,663 $301 $1,362 $94,698 $233,260
April 68 6 $1,663 $303 $1,361 $96,058 $232,957
May 69 6 $1,663 $304 $1,359 $97,417 $232,653
June 70 6 $1,663 $306 $1,357 $98,774 $232,346
July 71 6 $1,663 $308 $1,355 $100,130 $232,039
Aug. 72 6 $1,663 $310 $1,354 $101,483 $231,729
Sept. 73 7 $1,663 $312 $1,352 $102,835 $231,417
Oct. 74 7 $1,663 $313 $1,350 $104,185 $231,104
Nov. 75 7 $1,663 $315 $1,348 $105,533 $230,789
Dec. 76 7 $1,663 $317 $1,346 $106,879 $230,472
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 77 7 $1,663 $319 $1,344 $108,224 $230,153
Feb. 78 7 $1,663 $321 $1,343 $109,566 $229,832
Mar. 79 7 $1,663 $323 $1,341 $110,907 $229,510
April 80 7 $1,663 $324 $1,339 $112,246 $229,185
May 81 7 $1,663 $326 $1,337 $113,583 $228,859
June 82 7 $1,663 $328 $1,335 $114,918 $228,531
July 83 7 $1,663 $330 $1,333 $116,251 $228,201
Aug. 84 7 $1,663 $332 $1,331 $117,582 $227,869
Sept. 85 8 $1,663 $334 $1,329 $118,911 $227,535
Oct. 86 8 $1,663 $336 $1,327 $120,239 $227,199
Nov. 87 8 $1,663 $338 $1,325 $121,564 $226,861
Dec. 88 8 $1,663 $340 $1,323 $122,887 $226,521
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 89 8 $1,663 $342 $1,321 $124,209 $226,179
Feb. 90 8 $1,663 $344 $1,319 $125,528 $225,835
Mar. 91 8 $1,663 $346 $1,317 $126,845 $225,489
April 92 8 $1,663 $348 $1,315 $128,161 $225,141
May 93 8 $1,663 $350 $1,313 $129,474 $224,791
June 94 8 $1,663 $352 $1,311 $130,785 $224,439
July 95 8 $1,663 $354 $1,309 $132,095 $224,085
Aug. 96 8 $1,663 $356 $1,307 $133,402 $223,729
Sept. 97 9 $1,663 $358 $1,305 $134,707 $223,371
Oct. 98 9 $1,663 $360 $1,303 $136,010 $223,011
Nov. 99 9 $1,663 $362 $1,301 $137,311 $222,648
Dec. 100 9 $1,663 $364 $1,299 $138,609 $222,284
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 101 9 $1,663 $367 $1,297 $139,906 $221,917
Feb. 102 9 $1,663 $369 $1,295 $141,201 $221,549
Mar. 103 9 $1,663 $371 $1,292 $142,493 $221,178
April 104 9 $1,663 $373 $1,290 $143,783 $220,805
May 105 9 $1,663 $375 $1,288 $145,071 $220,429
June 106 9 $1,663 $377 $1,286 $146,357 $220,052
July 107 9 $1,663 $380 $1,284 $147,641 $219,672
Aug. 108 9 $1,663 $382 $1,281 $148,922 $219,290
Sept. 109 10 $1,663 $384 $1,279 $150,201 $218,906
Oct. 110 10 $1,663 $386 $1,277 $151,478 $218,520
Nov. 111 10 $1,663 $389 $1,275 $152,753 $218,132
Dec. 112 10 $1,663 $391 $1,272 $154,025 $217,741
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 113 10 $1,663 $393 $1,270 $155,296 $217,348
Feb. 114 10 $1,663 $395 $1,268 $156,563 $216,952
Mar. 115 10 $1,663 $398 $1,266 $157,829 $216,555
April 116 10 $1,663 $400 $1,263 $159,092 $216,155
May 117 10 $1,663 $402 $1,261 $160,353 $215,752
June 118 10 $1,663 $405 $1,259 $161,612 $215,347
July 119 10 $1,663 $407 $1,256 $162,868 $214,940
Aug. 120 10 $1,663 $409 $1,254 $164,122 $214,531
Sept. 121 11 $1,663 $412 $1,251 $165,373 $214,119
Oct. 122 11 $1,663 $414 $1,249 $166,622 $213,705
Nov. 123 11 $1,663 $417 $1,247 $167,869 $213,288
Dec. 124 11 $1,663 $419 $1,244 $169,113 $212,869
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 125 11 $1,663 $422 $1,242 $170,355 $212,448
Feb. 126 11 $1,663 $424 $1,239 $171,594 $212,024
Mar. 127 11 $1,663 $426 $1,237 $172,831 $211,597
April 128 11 $1,663 $429 $1,234 $174,065 $211,168
May 129 11 $1,663 $431 $1,232 $175,297 $210,737
June 130 11 $1,663 $434 $1,229 $176,526 $210,303
July 131 11 $1,663 $436 $1,227 $177,753 $209,866
Aug. 132 11 $1,663 $439 $1,224 $178,977 $209,427
Sept. 133 12 $1,663 $442 $1,222 $180,199 $208,986
Oct. 134 12 $1,663 $444 $1,219 $181,418 $208,542
Nov. 135 12 $1,663 $447 $1,216 $182,634 $208,095
Dec. 136 12 $1,663 $449 $1,214 $183,848 $207,645
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 137 12 $1,663 $452 $1,211 $185,060 $207,193
Feb. 138 12 $1,663 $455 $1,209 $186,268 $206,739
Mar. 139 12 $1,663 $457 $1,206 $187,474 $206,282
April 140 12 $1,663 $460 $1,203 $188,678 $205,822
May 141 12 $1,663 $463 $1,201 $189,878 $205,359
June 142 12 $1,663 $465 $1,198 $191,076 $204,894
July 143 12 $1,663 $468 $1,195 $192,271 $204,426
Aug. 144 12 $1,663 $471 $1,192 $193,464 $203,955
Sept. 145 13 $1,663 $474 $1,190 $194,653 $203,481
Oct. 146 13 $1,663 $476 $1,187 $195,840 $203,005
Nov. 147 13 $1,663 $479 $1,184 $197,025 $202,526
Dec. 148 13 $1,663 $482 $1,181 $198,206 $202,044
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 149 13 $1,663 $485 $1,179 $199,385 $201,559
Feb. 150 13 $1,663 $487 $1,176 $200,560 $201,072
Mar. 151 13 $1,663 $490 $1,173 $201,733 $200,582
April 152 13 $1,663 $493 $1,170 $202,903 $200,088
May 153 13 $1,663 $496 $1,167 $204,071 $199,592
June 154 13 $1,663 $499 $1,164 $205,235 $199,093
July 155 13 $1,663 $502 $1,161 $206,396 $198,592
Aug. 156 13 $1,663 $505 $1,158 $207,555 $198,087
Sept. 157 14 $1,663 $508 $1,156 $208,710 $197,579
Oct. 158 14 $1,663 $511 $1,153 $209,863 $197,068
Nov. 159 14 $1,663 $514 $1,150 $211,012 $196,555
Dec. 160 14 $1,663 $517 $1,147 $212,159 $196,038
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 161 14 $1,663 $520 $1,144 $213,302 $195,518
Feb. 162 14 $1,663 $523 $1,141 $214,443 $194,995
Mar. 163 14 $1,663 $526 $1,137 $215,580 $194,470
April 164 14 $1,663 $529 $1,134 $216,715 $193,941
May 165 14 $1,663 $532 $1,131 $217,846 $193,409
June 166 14 $1,663 $535 $1,128 $218,974 $192,874
July 167 14 $1,663 $538 $1,125 $220,099 $192,336
Aug. 168 14 $1,663 $541 $1,122 $221,221 $191,794
Sept. 169 15 $1,663 $544 $1,119 $222,340 $191,250
Oct. 170 15 $1,663 $548 $1,116 $223,456 $190,702
Nov. 171 15 $1,663 $551 $1,112 $224,568 $190,151
Dec. 172 15 $1,663 $554 $1,109 $225,678 $189,597
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 173 15 $1,663 $557 $1,106 $226,783 $189,040
Feb. 174 15 $1,663 $561 $1,103 $227,886 $188,480
Mar. 175 15 $1,663 $564 $1,099 $228,986 $187,916
April 176 15 $1,663 $567 $1,096 $230,082 $187,349
May 177 15 $1,663 $570 $1,093 $231,175 $186,778
June 178 15 $1,663 $574 $1,090 $232,264 $186,205
July 179 15 $1,663 $577 $1,086 $233,350 $185,628
Aug. 180 15 $1,663 $580 $1,083 $234,433 $185,047
Sept. 181 16 $1,663 $584 $1,079 $235,513 $184,463
Oct. 182 16 $1,663 $587 $1,076 $236,589 $183,876
Nov. 183 16 $1,663 $591 $1,073 $237,661 $183,285
Dec. 184 16 $1,663 $594 $1,069 $238,731 $182,691
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 185 16 $1,663 $598 $1,066 $239,796 $182,094
Feb. 186 16 $1,663 $601 $1,062 $240,858 $181,493
Mar. 187 16 $1,663 $605 $1,059 $241,917 $180,888
April 188 16 $1,663 $608 $1,055 $242,972 $180,280
May 189 16 $1,663 $612 $1,052 $244,024 $179,669
June 190 16 $1,663 $615 $1,048 $245,072 $179,053
July 191 16 $1,663 $619 $1,044 $246,117 $178,435
Aug. 192 16 $1,663 $622 $1,041 $247,157 $177,812
Sept. 193 17 $1,663 $626 $1,037 $248,195 $177,186
Oct. 194 17 $1,663 $630 $1,034 $249,228 $176,557
Nov. 195 17 $1,663 $633 $1,030 $250,258 $175,923
Dec. 196 17 $1,663 $637 $1,026 $251,284 $175,286
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 197 17 $1,663 $641 $1,023 $252,307 $174,645
Feb. 198 17 $1,663 $644 $1,019 $253,326 $174,001
Mar. 199 17 $1,663 $648 $1,015 $254,341 $173,353
April 200 17 $1,663 $652 $1,011 $255,352 $172,701
May 201 17 $1,663 $656 $1,007 $256,359 $172,045
June 202 17 $1,663 $660 $1,004 $257,363 $171,385
July 203 17 $1,663 $664 $1,000 $258,363 $170,722
Aug. 204 17 $1,663 $667 $996 $259,358 $170,054
Sept. 205 18 $1,663 $671 $992 $260,350 $169,383
Oct. 206 18 $1,663 $675 $988 $261,339 $168,708
Nov. 207 18 $1,663 $679 $984 $262,323 $168,029
Dec. 208 18 $1,663 $683 $980 $263,303 $167,346
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 209 18 $1,663 $687 $976 $264,279 $166,658
Feb. 210 18 $1,663 $691 $972 $265,251 $165,967
Mar. 211 18 $1,663 $695 $968 $266,219 $165,272
April 212 18 $1,663 $699 $964 $267,183 $164,573
May 213 18 $1,663 $703 $960 $268,143 $163,870
June 214 18 $1,663 $707 $956 $269,099 $163,163
July 215 18 $1,663 $711 $952 $270,051 $162,451
Aug. 216 18 $1,663 $716 $948 $270,999 $161,735
Sept. 217 19 $1,663 $720 $943 $271,942 $161,016
Oct. 218 19 $1,663 $724 $939 $272,881 $160,292
Nov. 219 19 $1,663 $728 $935 $273,816 $159,563
Dec. 220 19 $1,663 $732 $931 $274,747 $158,831
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 221 19 $1,663 $737 $927 $275,674 $158,094
Feb. 222 19 $1,663 $741 $922 $276,596 $157,353
Mar. 223 19 $1,663 $745 $918 $277,514 $156,608
April 224 19 $1,663 $750 $914 $278,427 $155,858
May 225 19 $1,663 $754 $909 $279,337 $155,104
June 226 19 $1,663 $758 $905 $280,241 $154,345
July 227 19 $1,663 $763 $900 $281,142 $153,583
Aug. 228 19 $1,663 $767 $896 $282,038 $152,815
Sept. 229 20 $1,663 $772 $891 $282,929 $152,043
Oct. 230 20 $1,663 $776 $887 $283,816 $151,267
Nov. 231 20 $1,663 $781 $882 $284,698 $150,486
Dec. 232 20 $1,663 $785 $878 $285,576 $149,701
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 233 20 $1,663 $790 $873 $286,449 $148,911
Feb. 234 20 $1,663 $795 $869 $287,318 $148,116
Mar. 235 20 $1,663 $799 $864 $288,182 $147,317
April 236 20 $1,663 $804 $859 $289,041 $146,513
May 237 20 $1,663 $809 $855 $289,896 $145,704
June 238 20 $1,663 $813 $850 $290,746 $144,891
July 239 20 $1,663 $818 $845 $291,591 $144,073
Aug. 240 20 $1,663 $823 $840 $292,432 $143,250
Sept. 241 21 $1,663 $828 $836 $293,267 $142,423
Oct. 242 21 $1,663 $832 $831 $294,098 $141,590
Nov. 243 21 $1,663 $837 $826 $294,924 $140,753
Dec. 244 21 $1,663 $842 $821 $295,745 $139,911
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 245 21 $1,663 $847 $816 $296,561 $139,063
Feb. 246 21 $1,663 $852 $811 $297,372 $138,211
Mar. 247 21 $1,663 $857 $806 $298,179 $137,354
April 248 21 $1,663 $862 $801 $298,980 $136,492
May 249 21 $1,663 $867 $796 $299,776 $135,625
June 250 21 $1,663 $872 $791 $300,567 $134,753
July 251 21 $1,663 $877 $786 $301,353 $133,876
Aug. 252 21 $1,663 $882 $781 $302,134 $132,994
Sept. 253 22 $1,663 $887 $776 $302,910 $132,106
Oct. 254 22 $1,663 $893 $771 $303,681 $131,214
Nov. 255 22 $1,663 $898 $765 $304,446 $130,316
Dec. 256 22 $1,663 $903 $760 $305,206 $129,413
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 257 22 $1,663 $908 $755 $305,961 $128,504
Feb. 258 22 $1,663 $914 $750 $306,711 $127,591
Mar. 259 22 $1,663 $919 $744 $307,455 $126,672
April 260 22 $1,663 $924 $739 $308,194 $125,747
May 261 22 $1,663 $930 $734 $308,928 $124,818
June 262 22 $1,663 $935 $728 $309,656 $123,883
July 263 22 $1,663 $941 $723 $310,378 $122,942
Aug. 264 22 $1,663 $946 $717 $311,095 $121,996
Sept. 265 23 $1,663 $952 $712 $311,807 $121,044
Oct. 266 23 $1,663 $957 $706 $312,513 $120,087
Nov. 267 23 $1,663 $963 $701 $313,214 $119,124
Dec. 268 23 $1,663 $968 $695 $313,909 $118,156
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 269 23 $1,663 $974 $689 $314,598 $117,182
Feb. 270 23 $1,663 $980 $684 $315,281 $116,202
Mar. 271 23 $1,663 $985 $678 $315,959 $115,217
April 272 23 $1,663 $991 $672 $316,631 $114,226
May 273 23 $1,663 $997 $666 $317,298 $113,229
June 274 23 $1,663 $1,003 $661 $317,958 $112,226
July 275 23 $1,663 $1,009 $655 $318,613 $111,217
Aug. 276 23 $1,663 $1,014 $649 $319,262 $110,203
Sept. 277 24 $1,663 $1,020 $643 $319,904 $109,182
Oct. 278 24 $1,663 $1,026 $637 $320,541 $108,156
Nov. 279 24 $1,663 $1,032 $631 $321,172 $107,124
Dec. 280 24 $1,663 $1,038 $625 $321,797 $106,085
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 281 24 $1,663 $1,044 $619 $322,416 $105,041
Feb. 282 24 $1,663 $1,051 $613 $323,029 $103,990
Mar. 283 24 $1,663 $1,057 $607 $323,635 $102,934
April 284 24 $1,663 $1,063 $600 $324,236 $101,871
May 285 24 $1,663 $1,069 $594 $324,830 $100,802
June 286 24 $1,663 $1,075 $588 $325,418 $99,727
July 287 24 $1,663 $1,082 $582 $326,000 $98,645
Aug. 288 24 $1,663 $1,088 $575 $326,575 $97,557
Sept. 289 25 $1,663 $1,094 $569 $327,144 $96,463
Oct. 290 25 $1,663 $1,101 $563 $327,707 $95,363
Nov. 291 25 $1,663 $1,107 $556 $328,263 $94,256
Dec. 292 25 $1,663 $1,113 $550 $328,813 $93,142
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 293 25 $1,663 $1,120 $543 $329,356 $92,022
Feb. 294 25 $1,663 $1,126 $537 $329,893 $90,896
Mar. 295 25 $1,663 $1,133 $530 $330,423 $89,763
April 296 25 $1,663 $1,140 $524 $330,947 $88,623
May 297 25 $1,663 $1,146 $517 $331,464 $87,477
June 298 25 $1,663 $1,153 $510 $331,974 $86,324
July 299 25 $1,663 $1,160 $504 $332,478 $85,164
Aug. 300 25 $1,663 $1,166 $497 $332,975 $83,998
Sept. 301 26 $1,663 $1,173 $490 $333,465 $82,824
Oct. 302 26 $1,663 $1,180 $483 $333,948 $81,644
Nov. 303 26 $1,663 $1,187 $476 $334,424 $80,457
Dec. 304 26 $1,663 $1,194 $469 $334,893 $79,263
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 305 26 $1,663 $1,201 $462 $335,356 $78,063
Feb. 306 26 $1,663 $1,208 $455 $335,811 $76,855
Mar. 307 26 $1,663 $1,215 $448 $336,259 $75,640
April 308 26 $1,663 $1,222 $441 $336,701 $74,418
May 309 26 $1,663 $1,229 $434 $337,135 $73,189
June 310 26 $1,663 $1,236 $427 $337,562 $71,952
July 311 26 $1,663 $1,244 $420 $337,981 $70,709
Aug. 312 26 $1,663 $1,251 $412 $338,394 $69,458
Sept. 313 27 $1,663 $1,258 $405 $338,799 $68,200
Oct. 314 27 $1,663 $1,265 $398 $339,197 $66,934
Nov. 315 27 $1,663 $1,273 $390 $339,587 $65,662
Dec. 316 27 $1,663 $1,280 $383 $339,970 $64,381
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 317 27 $1,663 $1,288 $376 $340,346 $63,094
Feb. 318 27 $1,663 $1,295 $368 $340,714 $61,798
Mar. 319 27 $1,663 $1,303 $360 $341,074 $60,496
April 320 27 $1,663 $1,310 $353 $341,427 $59,185
May 321 27 $1,663 $1,318 $345 $341,773 $57,867
June 322 27 $1,663 $1,326 $338 $342,110 $56,542
July 323 27 $1,663 $1,333 $330 $342,440 $55,208
Aug. 324 27 $1,663 $1,341 $322 $342,762 $53,867
Sept. 325 28 $1,663 $1,349 $314 $343,076 $52,518
Oct. 326 28 $1,663 $1,357 $306 $343,383 $51,161
Nov. 327 28 $1,663 $1,365 $298 $343,681 $49,796
Dec. 328 28 $1,663 $1,373 $290 $343,972 $48,423
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 329 28 $1,663 $1,381 $282 $344,254 $47,043
Feb. 330 28 $1,663 $1,389 $274 $344,528 $45,654
Mar. 331 28 $1,663 $1,397 $266 $344,795 $44,257
April 332 28 $1,663 $1,405 $258 $345,053 $42,852
May 333 28 $1,663 $1,413 $250 $345,303 $41,439
June 334 28 $1,663 $1,422 $242 $345,545 $40,017
July 335 28 $1,663 $1,430 $233 $345,778 $38,587
Aug. 336 28 $1,663 $1,438 $225 $346,003 $37,149
Sept. 337 29 $1,663 $1,447 $217 $346,220 $35,702
Oct. 338 29 $1,663 $1,455 $208 $346,428 $34,247
Nov. 339 29 $1,663 $1,463 $200 $346,628 $32,784
Dec. 340 29 $1,663 $1,472 $191 $346,819 $31,312
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 341 29 $1,663 $1,481 $183 $347,002 $29,831
Feb. 342 29 $1,663 $1,489 $174 $347,176 $28,342
Mar. 343 29 $1,663 $1,498 $165 $347,341 $26,844
April 344 29 $1,663 $1,507 $157 $347,498 $25,338
May 345 29 $1,663 $1,515 $148 $347,645 $23,822
June 346 29 $1,663 $1,524 $139 $347,784 $22,298
July 347 29 $1,663 $1,533 $130 $347,915 $20,765
Aug. 348 29 $1,663 $1,542 $121 $348,036 $19,222
Sept. 349 30 $1,663 $1,551 $112 $348,148 $17,671
Oct. 350 30 $1,663 $1,560 $103 $348,251 $16,111
Nov. 351 30 $1,663 $1,569 $94 $348,345 $14,542
Dec. 352 30 $1,663 $1,578 $85 $348,430 $12,963
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 353 30 $1,663 $1,588 $76 $348,505 $11,376
Feb. 354 30 $1,663 $1,597 $66 $348,572 $9,779
Mar. 355 30 $1,663 $1,606 $57 $348,629 $8,173
April 356 30 $1,663 $1,616 $48 $348,676 $6,557
May 357 30 $1,663 $1,625 $38 $348,715 $4,932
June 358 30 $1,663 $1,634 $29 $348,743 $3,298
July 359 30 $1,663 $1,644 $19 $348,763 $1,654
Aug. 360 30 $1,663 $1,654 $10 $348,772 $0
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Neal PylesLoan Officer

NMLS# 1929617

Frisco, TX

(469) 734-6352

npyles@cmghomeloans.com

*Results are hypothetical and may not be accurate. This is not a commitment to lend nor a preapproval. Consult a financial professional for full details.

Payment example: If you bought a $450,000 home with a 20% down payment, for a loan amount of $360,000, with a 30 year term at a fixed rate of 6.125% (Annual Percentage Rate 6.220%), you would make 360 payments of $2,189.00. Payment stated does not include taxes and insurance, which will result in a higher payment.

Giving back is an important part of CMG Financial’s culture and gives us a “why” to what we do. Since 2011, we have worked to raise nearly $3 million for non-profits that align with our values and are dedicated to improving the lives of those in need. At our annual Wine Tasting and Charity Auction, we sponsor: the Gary Sinise Foundation, the Cancer Support Community, and the MBA Opens Doors Foundation.


The Gary Sinise Foundation creates and supports unique programs designed to entertain, educate, inspire, strengthen, and build communities. Their R.I.S.E. program (Restoring Independence Supporting Empowerment), builds specially adapted smart homes for America’s most severely wounded defenders, veterans, and first responders.


The Mortgage Bankers Association's Opens Doors Foundation and its Home Grant Program provides mortgage and rental payment assistance to families with critically ill or injured children, allowing families to be by a child's side during treatment.


The Cancer Support Community San Francisco Bay Area’s mission is to provide holistic integrative care services, free of charge, to individuals affected by cancer. This network of support can increase chances of survival while reducing chances of recurrence and ultimately provide for the highest possible quality of life.

Delivering the right loans for the right reasons in a way that exceeds all expectations. That’s our business. Since 1993, CMG Financial, has served home buyers and homeowners nationwide with all of their new purchase and refinance needs. All CMG Loan officers specialize in new purchase and refinance mortgage needs to help borrowers make informed decisions.


Our diverse mortgage menu helps us find financing solutions for almost every borrower. We are dedicated to finding more ways to open more doors for home buyers. Find out what “Every Customer, Every Time. No Exceptions, No Excuses.” means to us!

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