Michael Kaye

Michael Kaye

Sales Manager


NMLS ID# 1281590

42-40 Bell Boulevard, Suite 101, Bayside, NY 11361 | Branch NMLS# 2477717

SEE ALL TESTIMONIALS
About Me
Jumping into the Mortgage Industry in early 2015 and now with many years of industry experience, Michael Kaye has become one of the top mortgage bankers nationally. This has been achieved from Michael recognizing early in his career, the importance of listening, understanding, and catering to the client. The application of these principals has led Michael to help thousands of families and fund several hundreds of millions in dollars in loans. Michael believes in creating a partnership with his clients. His partnerships are founded in the clear understanding that no two clients are ever alike. This understanding and commitment to knowing his clients, aids Michael in finding the best product for their personal mortgage needs. To ensure he is providing the best options available, Michael is constantly refining his vast knowledge of underwriting guidelines and mortgage products available to his clients. His commitment to education has made him a specialist in providing FHA, FHA 203K, VA, Conventional, and Conventional Construction loans to his clients. Michael’s hard work and dedication are easily exhibited through the time and patience that is provided to each client. He works hard to provide the highest level of customer service as clients pursue one of the most personal and precious investments of their lifetime. Aside from his fiery passion for business, Michael enjoys spending time with family and friends. He enjoys various sports including basketball, and racquetball. During the summer months, Michael enjoys going to the beach and traveling.

MORTGAGE PAYMENT

PURCHASING POWER

QUALIFYING LOAN

RENT VS BUY

REFINANCE

15 vs 30 Year

BUYDOWN

Bi-weekly

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Monthly Payments

$ 1,663*

Principal $205

Interest $1,458

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Monthly Payments with Tax and Insurance

$ 1,938*

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Monthly Payments

$ 1,663*

Principal $205

Interest $1,458

Month Month No. Year No. Payment Principal Interest Total Interest Balance
Aug. 1 1 $1,663 $205 $1,458 $1,458 $249,795
Sept. 2 1 $1,663 $206 $1,457 $2,915 $249,589
Oct. 3 1 $1,663 $207 $1,456 $4,371 $249,382
Nov. 4 1 $1,663 $209 $1,455 $5,826 $249,173
Dec. 5 1 $1,663 $210 $1,454 $7,280 $248,963
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 6 1 $1,663 $211 $1,452 $8,732 $248,752
Feb. 7 1 $1,663 $212 $1,451 $10,183 $248,540
Mar. 8 1 $1,663 $213 $1,450 $11,633 $248,327
April 9 1 $1,663 $215 $1,449 $13,081 $248,112
May 10 1 $1,663 $216 $1,447 $14,529 $247,896
June 11 1 $1,663 $217 $1,446 $15,975 $247,679
July 12 1 $1,663 $218 $1,445 $17,420 $247,460
Aug. 13 2 $1,663 $220 $1,444 $18,863 $247,241
Sept. 14 2 $1,663 $221 $1,442 $20,305 $247,020
Oct. 15 2 $1,663 $222 $1,441 $21,746 $246,797
Nov. 16 2 $1,663 $224 $1,440 $23,186 $246,574
Dec. 17 2 $1,663 $225 $1,438 $24,624 $246,349
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 18 2 $1,663 $226 $1,437 $26,061 $246,123
Feb. 19 2 $1,663 $228 $1,436 $27,497 $245,895
Mar. 20 2 $1,663 $229 $1,434 $28,931 $245,666
April 21 2 $1,663 $230 $1,433 $30,364 $245,436
May 22 2 $1,663 $232 $1,432 $31,796 $245,205
June 23 2 $1,663 $233 $1,430 $33,227 $244,972
July 24 2 $1,663 $234 $1,429 $34,656 $244,737
Aug. 25 3 $1,663 $236 $1,428 $36,083 $244,502
Sept. 26 3 $1,663 $237 $1,426 $37,509 $244,265
Oct. 27 3 $1,663 $238 $1,425 $38,934 $244,026
Nov. 28 3 $1,663 $240 $1,423 $40,358 $243,787
Dec. 29 3 $1,663 $241 $1,422 $41,780 $243,545
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 30 3 $1,663 $243 $1,421 $43,201 $243,303
Feb. 31 3 $1,663 $244 $1,419 $44,620 $243,059
Mar. 32 3 $1,663 $245 $1,418 $46,038 $242,813
April 33 3 $1,663 $247 $1,416 $47,454 $242,567
May 34 3 $1,663 $248 $1,415 $48,869 $242,318
June 35 3 $1,663 $250 $1,414 $50,283 $242,069
July 36 3 $1,663 $251 $1,412 $51,695 $241,817
Aug. 37 4 $1,663 $253 $1,411 $53,105 $241,565
Sept. 38 4 $1,663 $254 $1,409 $54,514 $241,311
Oct. 39 4 $1,663 $256 $1,408 $55,922 $241,055
Nov. 40 4 $1,663 $257 $1,406 $57,328 $240,798
Dec. 41 4 $1,663 $259 $1,405 $58,733 $240,539
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 42 4 $1,663 $260 $1,403 $60,136 $240,279
Feb. 43 4 $1,663 $262 $1,402 $61,538 $240,018
Mar. 44 4 $1,663 $263 $1,400 $62,938 $239,754
April 45 4 $1,663 $265 $1,399 $64,336 $239,490
May 46 4 $1,663 $266 $1,397 $65,733 $239,224
June 47 4 $1,663 $268 $1,395 $67,129 $238,956
July 48 4 $1,663 $269 $1,394 $68,523 $238,686
Aug. 49 5 $1,663 $271 $1,392 $69,915 $238,415
Sept. 50 5 $1,663 $273 $1,391 $71,306 $238,143
Oct. 51 5 $1,663 $274 $1,389 $72,695 $237,869
Nov. 52 5 $1,663 $276 $1,388 $74,082 $237,593
Dec. 53 5 $1,663 $277 $1,386 $75,468 $237,316
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 54 5 $1,663 $279 $1,384 $76,853 $237,037
Feb. 55 5 $1,663 $281 $1,383 $78,236 $236,756
Mar. 56 5 $1,663 $282 $1,381 $79,617 $236,474
April 57 5 $1,663 $284 $1,379 $80,996 $236,190
May 58 5 $1,663 $285 $1,378 $82,374 $235,905
June 59 5 $1,663 $287 $1,376 $83,750 $235,618
July 60 5 $1,663 $289 $1,374 $85,124 $235,329
Aug. 61 6 $1,663 $291 $1,373 $86,497 $235,038
Sept. 62 6 $1,663 $292 $1,371 $87,868 $234,746
Oct. 63 6 $1,663 $294 $1,369 $89,238 $234,452
Nov. 64 6 $1,663 $296 $1,368 $90,605 $234,157
Dec. 65 6 $1,663 $297 $1,366 $91,971 $233,859
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 66 6 $1,663 $299 $1,364 $93,335 $233,560
Feb. 67 6 $1,663 $301 $1,362 $94,698 $233,260
Mar. 68 6 $1,663 $303 $1,361 $96,058 $232,957
April 69 6 $1,663 $304 $1,359 $97,417 $232,653
May 70 6 $1,663 $306 $1,357 $98,774 $232,346
June 71 6 $1,663 $308 $1,355 $100,130 $232,039
July 72 6 $1,663 $310 $1,354 $101,483 $231,729
Aug. 73 7 $1,663 $312 $1,352 $102,835 $231,417
Sept. 74 7 $1,663 $313 $1,350 $104,185 $231,104
Oct. 75 7 $1,663 $315 $1,348 $105,533 $230,789
Nov. 76 7 $1,663 $317 $1,346 $106,879 $230,472
Dec. 77 7 $1,663 $319 $1,344 $108,224 $230,153
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 78 7 $1,663 $321 $1,343 $109,566 $229,832
Feb. 79 7 $1,663 $323 $1,341 $110,907 $229,510
Mar. 80 7 $1,663 $324 $1,339 $112,246 $229,185
April 81 7 $1,663 $326 $1,337 $113,583 $228,859
May 82 7 $1,663 $328 $1,335 $114,918 $228,531
June 83 7 $1,663 $330 $1,333 $116,251 $228,201
July 84 7 $1,663 $332 $1,331 $117,582 $227,869
Aug. 85 8 $1,663 $334 $1,329 $118,911 $227,535
Sept. 86 8 $1,663 $336 $1,327 $120,239 $227,199
Oct. 87 8 $1,663 $338 $1,325 $121,564 $226,861
Nov. 88 8 $1,663 $340 $1,323 $122,887 $226,521
Dec. 89 8 $1,663 $342 $1,321 $124,209 $226,179
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 90 8 $1,663 $344 $1,319 $125,528 $225,835
Feb. 91 8 $1,663 $346 $1,317 $126,845 $225,489
Mar. 92 8 $1,663 $348 $1,315 $128,161 $225,141
April 93 8 $1,663 $350 $1,313 $129,474 $224,791
May 94 8 $1,663 $352 $1,311 $130,785 $224,439
June 95 8 $1,663 $354 $1,309 $132,095 $224,085
July 96 8 $1,663 $356 $1,307 $133,402 $223,729
Aug. 97 9 $1,663 $358 $1,305 $134,707 $223,371
Sept. 98 9 $1,663 $360 $1,303 $136,010 $223,011
Oct. 99 9 $1,663 $362 $1,301 $137,311 $222,648
Nov. 100 9 $1,663 $364 $1,299 $138,609 $222,284
Dec. 101 9 $1,663 $367 $1,297 $139,906 $221,917
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 102 9 $1,663 $369 $1,295 $141,201 $221,549
Feb. 103 9 $1,663 $371 $1,292 $142,493 $221,178
Mar. 104 9 $1,663 $373 $1,290 $143,783 $220,805
April 105 9 $1,663 $375 $1,288 $145,071 $220,429
May 106 9 $1,663 $377 $1,286 $146,357 $220,052
June 107 9 $1,663 $380 $1,284 $147,641 $219,672
July 108 9 $1,663 $382 $1,281 $148,922 $219,290
Aug. 109 10 $1,663 $384 $1,279 $150,201 $218,906
Sept. 110 10 $1,663 $386 $1,277 $151,478 $218,520
Oct. 111 10 $1,663 $389 $1,275 $152,753 $218,132
Nov. 112 10 $1,663 $391 $1,272 $154,025 $217,741
Dec. 113 10 $1,663 $393 $1,270 $155,296 $217,348
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 114 10 $1,663 $395 $1,268 $156,563 $216,952
Feb. 115 10 $1,663 $398 $1,266 $157,829 $216,555
Mar. 116 10 $1,663 $400 $1,263 $159,092 $216,155
April 117 10 $1,663 $402 $1,261 $160,353 $215,752
May 118 10 $1,663 $405 $1,259 $161,612 $215,347
June 119 10 $1,663 $407 $1,256 $162,868 $214,940
July 120 10 $1,663 $409 $1,254 $164,122 $214,531
Aug. 121 11 $1,663 $412 $1,251 $165,373 $214,119
Sept. 122 11 $1,663 $414 $1,249 $166,622 $213,705
Oct. 123 11 $1,663 $417 $1,247 $167,869 $213,288
Nov. 124 11 $1,663 $419 $1,244 $169,113 $212,869
Dec. 125 11 $1,663 $422 $1,242 $170,355 $212,448
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 126 11 $1,663 $424 $1,239 $171,594 $212,024
Feb. 127 11 $1,663 $426 $1,237 $172,831 $211,597
Mar. 128 11 $1,663 $429 $1,234 $174,065 $211,168
April 129 11 $1,663 $431 $1,232 $175,297 $210,737
May 130 11 $1,663 $434 $1,229 $176,526 $210,303
June 131 11 $1,663 $436 $1,227 $177,753 $209,866
July 132 11 $1,663 $439 $1,224 $178,977 $209,427
Aug. 133 12 $1,663 $442 $1,222 $180,199 $208,986
Sept. 134 12 $1,663 $444 $1,219 $181,418 $208,542
Oct. 135 12 $1,663 $447 $1,216 $182,634 $208,095
Nov. 136 12 $1,663 $449 $1,214 $183,848 $207,645
Dec. 137 12 $1,663 $452 $1,211 $185,060 $207,193
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 138 12 $1,663 $455 $1,209 $186,268 $206,739
Feb. 139 12 $1,663 $457 $1,206 $187,474 $206,282
Mar. 140 12 $1,663 $460 $1,203 $188,678 $205,822
April 141 12 $1,663 $463 $1,201 $189,878 $205,359
May 142 12 $1,663 $465 $1,198 $191,076 $204,894
June 143 12 $1,663 $468 $1,195 $192,271 $204,426
July 144 12 $1,663 $471 $1,192 $193,464 $203,955
Aug. 145 13 $1,663 $474 $1,190 $194,653 $203,481
Sept. 146 13 $1,663 $476 $1,187 $195,840 $203,005
Oct. 147 13 $1,663 $479 $1,184 $197,025 $202,526
Nov. 148 13 $1,663 $482 $1,181 $198,206 $202,044
Dec. 149 13 $1,663 $485 $1,179 $199,385 $201,559
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 150 13 $1,663 $487 $1,176 $200,560 $201,072
Feb. 151 13 $1,663 $490 $1,173 $201,733 $200,582
Mar. 152 13 $1,663 $493 $1,170 $202,903 $200,088
April 153 13 $1,663 $496 $1,167 $204,071 $199,592
May 154 13 $1,663 $499 $1,164 $205,235 $199,093
June 155 13 $1,663 $502 $1,161 $206,396 $198,592
July 156 13 $1,663 $505 $1,158 $207,555 $198,087
Aug. 157 14 $1,663 $508 $1,156 $208,710 $197,579
Sept. 158 14 $1,663 $511 $1,153 $209,863 $197,068
Oct. 159 14 $1,663 $514 $1,150 $211,012 $196,555
Nov. 160 14 $1,663 $517 $1,147 $212,159 $196,038
Dec. 161 14 $1,663 $520 $1,144 $213,302 $195,518
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 162 14 $1,663 $523 $1,141 $214,443 $194,995
Feb. 163 14 $1,663 $526 $1,137 $215,580 $194,470
Mar. 164 14 $1,663 $529 $1,134 $216,715 $193,941
April 165 14 $1,663 $532 $1,131 $217,846 $193,409
May 166 14 $1,663 $535 $1,128 $218,974 $192,874
June 167 14 $1,663 $538 $1,125 $220,099 $192,336
July 168 14 $1,663 $541 $1,122 $221,221 $191,794
Aug. 169 15 $1,663 $544 $1,119 $222,340 $191,250
Sept. 170 15 $1,663 $548 $1,116 $223,456 $190,702
Oct. 171 15 $1,663 $551 $1,112 $224,568 $190,151
Nov. 172 15 $1,663 $554 $1,109 $225,678 $189,597
Dec. 173 15 $1,663 $557 $1,106 $226,783 $189,040
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 174 15 $1,663 $561 $1,103 $227,886 $188,480
Feb. 175 15 $1,663 $564 $1,099 $228,986 $187,916
Mar. 176 15 $1,663 $567 $1,096 $230,082 $187,349
April 177 15 $1,663 $570 $1,093 $231,175 $186,778
May 178 15 $1,663 $574 $1,090 $232,264 $186,205
June 179 15 $1,663 $577 $1,086 $233,350 $185,628
July 180 15 $1,663 $580 $1,083 $234,433 $185,047
Aug. 181 16 $1,663 $584 $1,079 $235,513 $184,463
Sept. 182 16 $1,663 $587 $1,076 $236,589 $183,876
Oct. 183 16 $1,663 $591 $1,073 $237,661 $183,285
Nov. 184 16 $1,663 $594 $1,069 $238,731 $182,691
Dec. 185 16 $1,663 $598 $1,066 $239,796 $182,094
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 186 16 $1,663 $601 $1,062 $240,858 $181,493
Feb. 187 16 $1,663 $605 $1,059 $241,917 $180,888
Mar. 188 16 $1,663 $608 $1,055 $242,972 $180,280
April 189 16 $1,663 $612 $1,052 $244,024 $179,669
May 190 16 $1,663 $615 $1,048 $245,072 $179,053
June 191 16 $1,663 $619 $1,044 $246,117 $178,435
July 192 16 $1,663 $622 $1,041 $247,157 $177,812
Aug. 193 17 $1,663 $626 $1,037 $248,195 $177,186
Sept. 194 17 $1,663 $630 $1,034 $249,228 $176,557
Oct. 195 17 $1,663 $633 $1,030 $250,258 $175,923
Nov. 196 17 $1,663 $637 $1,026 $251,284 $175,286
Dec. 197 17 $1,663 $641 $1,023 $252,307 $174,645
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 198 17 $1,663 $644 $1,019 $253,326 $174,001
Feb. 199 17 $1,663 $648 $1,015 $254,341 $173,353
Mar. 200 17 $1,663 $652 $1,011 $255,352 $172,701
April 201 17 $1,663 $656 $1,007 $256,359 $172,045
May 202 17 $1,663 $660 $1,004 $257,363 $171,385
June 203 17 $1,663 $664 $1,000 $258,363 $170,722
July 204 17 $1,663 $667 $996 $259,358 $170,054
Aug. 205 18 $1,663 $671 $992 $260,350 $169,383
Sept. 206 18 $1,663 $675 $988 $261,339 $168,708
Oct. 207 18 $1,663 $679 $984 $262,323 $168,029
Nov. 208 18 $1,663 $683 $980 $263,303 $167,346
Dec. 209 18 $1,663 $687 $976 $264,279 $166,658
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 210 18 $1,663 $691 $972 $265,251 $165,967
Feb. 211 18 $1,663 $695 $968 $266,219 $165,272
Mar. 212 18 $1,663 $699 $964 $267,183 $164,573
April 213 18 $1,663 $703 $960 $268,143 $163,870
May 214 18 $1,663 $707 $956 $269,099 $163,163
June 215 18 $1,663 $711 $952 $270,051 $162,451
July 216 18 $1,663 $716 $948 $270,999 $161,735
Aug. 217 19 $1,663 $720 $943 $271,942 $161,016
Sept. 218 19 $1,663 $724 $939 $272,881 $160,292
Oct. 219 19 $1,663 $728 $935 $273,816 $159,563
Nov. 220 19 $1,663 $732 $931 $274,747 $158,831
Dec. 221 19 $1,663 $737 $927 $275,674 $158,094
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 222 19 $1,663 $741 $922 $276,596 $157,353
Feb. 223 19 $1,663 $745 $918 $277,514 $156,608
Mar. 224 19 $1,663 $750 $914 $278,427 $155,858
April 225 19 $1,663 $754 $909 $279,337 $155,104
May 226 19 $1,663 $758 $905 $280,241 $154,345
June 227 19 $1,663 $763 $900 $281,142 $153,583
July 228 19 $1,663 $767 $896 $282,038 $152,815
Aug. 229 20 $1,663 $772 $891 $282,929 $152,043
Sept. 230 20 $1,663 $776 $887 $283,816 $151,267
Oct. 231 20 $1,663 $781 $882 $284,698 $150,486
Nov. 232 20 $1,663 $785 $878 $285,576 $149,701
Dec. 233 20 $1,663 $790 $873 $286,449 $148,911
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 234 20 $1,663 $795 $869 $287,318 $148,116
Feb. 235 20 $1,663 $799 $864 $288,182 $147,317
Mar. 236 20 $1,663 $804 $859 $289,041 $146,513
April 237 20 $1,663 $809 $855 $289,896 $145,704
May 238 20 $1,663 $813 $850 $290,746 $144,891
June 239 20 $1,663 $818 $845 $291,591 $144,073
July 240 20 $1,663 $823 $840 $292,432 $143,250
Aug. 241 21 $1,663 $828 $836 $293,267 $142,423
Sept. 242 21 $1,663 $832 $831 $294,098 $141,590
Oct. 243 21 $1,663 $837 $826 $294,924 $140,753
Nov. 244 21 $1,663 $842 $821 $295,745 $139,911
Dec. 245 21 $1,663 $847 $816 $296,561 $139,063
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 246 21 $1,663 $852 $811 $297,372 $138,211
Feb. 247 21 $1,663 $857 $806 $298,179 $137,354
Mar. 248 21 $1,663 $862 $801 $298,980 $136,492
April 249 21 $1,663 $867 $796 $299,776 $135,625
May 250 21 $1,663 $872 $791 $300,567 $134,753
June 251 21 $1,663 $877 $786 $301,353 $133,876
July 252 21 $1,663 $882 $781 $302,134 $132,994
Aug. 253 22 $1,663 $887 $776 $302,910 $132,106
Sept. 254 22 $1,663 $893 $771 $303,681 $131,214
Oct. 255 22 $1,663 $898 $765 $304,446 $130,316
Nov. 256 22 $1,663 $903 $760 $305,206 $129,413
Dec. 257 22 $1,663 $908 $755 $305,961 $128,504
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 258 22 $1,663 $914 $750 $306,711 $127,591
Feb. 259 22 $1,663 $919 $744 $307,455 $126,672
Mar. 260 22 $1,663 $924 $739 $308,194 $125,747
April 261 22 $1,663 $930 $734 $308,928 $124,818
May 262 22 $1,663 $935 $728 $309,656 $123,883
June 263 22 $1,663 $941 $723 $310,378 $122,942
July 264 22 $1,663 $946 $717 $311,095 $121,996
Aug. 265 23 $1,663 $952 $712 $311,807 $121,044
Sept. 266 23 $1,663 $957 $706 $312,513 $120,087
Oct. 267 23 $1,663 $963 $701 $313,214 $119,124
Nov. 268 23 $1,663 $968 $695 $313,909 $118,156
Dec. 269 23 $1,663 $974 $689 $314,598 $117,182
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 270 23 $1,663 $980 $684 $315,281 $116,202
Feb. 271 23 $1,663 $985 $678 $315,959 $115,217
Mar. 272 23 $1,663 $991 $672 $316,631 $114,226
April 273 23 $1,663 $997 $666 $317,298 $113,229
May 274 23 $1,663 $1,003 $661 $317,958 $112,226
June 275 23 $1,663 $1,009 $655 $318,613 $111,217
July 276 23 $1,663 $1,014 $649 $319,262 $110,203
Aug. 277 24 $1,663 $1,020 $643 $319,904 $109,182
Sept. 278 24 $1,663 $1,026 $637 $320,541 $108,156
Oct. 279 24 $1,663 $1,032 $631 $321,172 $107,124
Nov. 280 24 $1,663 $1,038 $625 $321,797 $106,085
Dec. 281 24 $1,663 $1,044 $619 $322,416 $105,041
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 282 24 $1,663 $1,051 $613 $323,029 $103,990
Feb. 283 24 $1,663 $1,057 $607 $323,635 $102,934
Mar. 284 24 $1,663 $1,063 $600 $324,236 $101,871
April 285 24 $1,663 $1,069 $594 $324,830 $100,802
May 286 24 $1,663 $1,075 $588 $325,418 $99,727
June 287 24 $1,663 $1,082 $582 $326,000 $98,645
July 288 24 $1,663 $1,088 $575 $326,575 $97,557
Aug. 289 25 $1,663 $1,094 $569 $327,144 $96,463
Sept. 290 25 $1,663 $1,101 $563 $327,707 $95,363
Oct. 291 25 $1,663 $1,107 $556 $328,263 $94,256
Nov. 292 25 $1,663 $1,113 $550 $328,813 $93,142
Dec. 293 25 $1,663 $1,120 $543 $329,356 $92,022
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 294 25 $1,663 $1,126 $537 $329,893 $90,896
Feb. 295 25 $1,663 $1,133 $530 $330,423 $89,763
Mar. 296 25 $1,663 $1,140 $524 $330,947 $88,623
April 297 25 $1,663 $1,146 $517 $331,464 $87,477
May 298 25 $1,663 $1,153 $510 $331,974 $86,324
June 299 25 $1,663 $1,160 $504 $332,478 $85,164
July 300 25 $1,663 $1,166 $497 $332,975 $83,998
Aug. 301 26 $1,663 $1,173 $490 $333,465 $82,824
Sept. 302 26 $1,663 $1,180 $483 $333,948 $81,644
Oct. 303 26 $1,663 $1,187 $476 $334,424 $80,457
Nov. 304 26 $1,663 $1,194 $469 $334,893 $79,263
Dec. 305 26 $1,663 $1,201 $462 $335,356 $78,063
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 306 26 $1,663 $1,208 $455 $335,811 $76,855
Feb. 307 26 $1,663 $1,215 $448 $336,259 $75,640
Mar. 308 26 $1,663 $1,222 $441 $336,701 $74,418
April 309 26 $1,663 $1,229 $434 $337,135 $73,189
May 310 26 $1,663 $1,236 $427 $337,562 $71,952
June 311 26 $1,663 $1,244 $420 $337,981 $70,709
July 312 26 $1,663 $1,251 $412 $338,394 $69,458
Aug. 313 27 $1,663 $1,258 $405 $338,799 $68,200
Sept. 314 27 $1,663 $1,265 $398 $339,197 $66,934
Oct. 315 27 $1,663 $1,273 $390 $339,587 $65,662
Nov. 316 27 $1,663 $1,280 $383 $339,970 $64,381
Dec. 317 27 $1,663 $1,288 $376 $340,346 $63,094
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 318 27 $1,663 $1,295 $368 $340,714 $61,798
Feb. 319 27 $1,663 $1,303 $360 $341,074 $60,496
Mar. 320 27 $1,663 $1,310 $353 $341,427 $59,185
April 321 27 $1,663 $1,318 $345 $341,773 $57,867
May 322 27 $1,663 $1,326 $338 $342,110 $56,542
June 323 27 $1,663 $1,333 $330 $342,440 $55,208
July 324 27 $1,663 $1,341 $322 $342,762 $53,867
Aug. 325 28 $1,663 $1,349 $314 $343,076 $52,518
Sept. 326 28 $1,663 $1,357 $306 $343,383 $51,161
Oct. 327 28 $1,663 $1,365 $298 $343,681 $49,796
Nov. 328 28 $1,663 $1,373 $290 $343,972 $48,423
Dec. 329 28 $1,663 $1,381 $282 $344,254 $47,043
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 330 28 $1,663 $1,389 $274 $344,528 $45,654
Feb. 331 28 $1,663 $1,397 $266 $344,795 $44,257
Mar. 332 28 $1,663 $1,405 $258 $345,053 $42,852
April 333 28 $1,663 $1,413 $250 $345,303 $41,439
May 334 28 $1,663 $1,422 $242 $345,545 $40,017
June 335 28 $1,663 $1,430 $233 $345,778 $38,587
July 336 28 $1,663 $1,438 $225 $346,003 $37,149
Aug. 337 29 $1,663 $1,447 $217 $346,220 $35,702
Sept. 338 29 $1,663 $1,455 $208 $346,428 $34,247
Oct. 339 29 $1,663 $1,463 $200 $346,628 $32,784
Nov. 340 29 $1,663 $1,472 $191 $346,819 $31,312
Dec. 341 29 $1,663 $1,481 $183 $347,002 $29,831
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 342 29 $1,663 $1,489 $174 $347,176 $28,342
Feb. 343 29 $1,663 $1,498 $165 $347,341 $26,844
Mar. 344 29 $1,663 $1,507 $157 $347,498 $25,338
April 345 29 $1,663 $1,515 $148 $347,645 $23,822
May 346 29 $1,663 $1,524 $139 $347,784 $22,298
June 347 29 $1,663 $1,533 $130 $347,915 $20,765
July 348 29 $1,663 $1,542 $121 $348,036 $19,222
Aug. 349 30 $1,663 $1,551 $112 $348,148 $17,671
Sept. 350 30 $1,663 $1,560 $103 $348,251 $16,111
Oct. 351 30 $1,663 $1,569 $94 $348,345 $14,542
Nov. 352 30 $1,663 $1,578 $85 $348,430 $12,963
Dec. 353 30 $1,663 $1,588 $76 $348,505 $11,376
Month Month No. Year No. Payment Principal Interest Total Interest Balance
Jan. 354 30 $1,663 $1,597 $66 $348,572 $9,779
Feb. 355 30 $1,663 $1,606 $57 $348,629 $8,173
Mar. 356 30 $1,663 $1,616 $48 $348,676 $6,557
April 357 30 $1,663 $1,625 $38 $348,715 $4,932
May 358 30 $1,663 $1,634 $29 $348,743 $3,298
June 359 30 $1,663 $1,644 $19 $348,763 $1,654
July 360 30 $1,663 $1,654 $10 $348,772 $0
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Michael KayeSales Manager

NMLS# 1281590

Bayside, NY

(718) 564-9511

mkaye@cmghomeloans.com

*Results are hypothetical and may not be accurate. This is not a commitment to lend nor a preapproval. Consult a financial professional for full details.

Payment example: If you bought a $450,000 home with a 20% down payment, for a loan amount of $360,000, with a 30 year term at a fixed rate of 6.125% (Annual Percentage Rate 6.220%), you would make 360 payments of $2,189.00. Payment stated does not include taxes and insurance, which will result in a higher payment.

Giving back is an important part of CMG Financial’s culture and gives us a “why” to what we do. Since 2011, we have worked to raise nearly $3 million for non-profits that align with our values and are dedicated to improving the lives of those in need. At our annual Wine Tasting and Charity Auction, we sponsor: the Gary Sinise Foundation, the Cancer Support Community, and the MBA Opens Doors Foundation.


The Gary Sinise Foundation creates and supports unique programs designed to entertain, educate, inspire, strengthen, and build communities. Their R.I.S.E. program (Restoring Independence Supporting Empowerment), builds specially adapted smart homes for America’s most severely wounded defenders, veterans, and first responders.


The Mortgage Bankers Association's Opens Doors Foundation and its Home Grant Program provides mortgage and rental payment assistance to families with critically ill or injured children, allowing families to be by a child's side during treatment.


The Cancer Support Community San Francisco Bay Area’s mission is to provide holistic integrative care services, free of charge, to individuals affected by cancer. This network of support can increase chances of survival while reducing chances of recurrence and ultimately provide for the highest possible quality of life.

Delivering the right loans for the right reasons in a way that exceeds all expectations. That’s our business. Since 1993, CMG Financial, has served home buyers and homeowners nationwide with all of their new purchase and refinance needs. All CMG Loan officers specialize in new purchase and refinance mortgage needs to help borrowers make informed decisions.


Our diverse mortgage menu helps us find financing solutions for almost every borrower. We are dedicated to finding more ways to open more doors for home buyers. Find out what “Every Customer, Every Time. No Exceptions, No Excuses.” means to us!

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