Before you trust anyone with your mortgage, ask: How many markets have they navigated? I’ve helped clients through booms, busts, and everything in between — and that experience could make all the difference for you.
With over two decades in the mortgage industry, my team has seen a lot—and we’ve learned how to help clients navigate just about every market scenario you can imagine. Our experience spans several areas of the business, which gives us a broad perspective and helps us offer tailored advice for each unique situation.
Our approach is detail-oriented, honest, and collaborative. I’m proud to be recognized as a Scotsman Guide Top 1% Loan Originator, an honor that reflects my commitment to service, production, and professionalism in the industry. I’m well-versed in a wide range of loan programs, and I truly enjoy walking clients through all their options to find the one that’s right for them. At the end of the day, my goal is to make homeownership not just possible, but a genuinely positive and exciting experience.
CMG Home Loans delivers the personal service of a local lender, leveraging the resources of a national brand. Currently operating in all 50 states and the District of Columbia, CMG Home Loans branches have earned over 1200 Zillow reviews praising reliable preapprovals, ease of transaction, on-time closings, and transparency and communication throughout the mortgage process.
Throughout the mortgage industry, CMG Home Loans is known for its innovation of product and continued investment in technology. From HomeFundIt, the down payment crowdfunding platform to the All In One Loan, the smarter way to borrow, CMG develops mortgage solutions that serve the needs of every borrower.
CMG Home Loans holds federal agency lending approvals with HUD, VA, RHS, GNMA, FNMA and FHLMC. CMG loan officers specialize in all new purchase and refinance mortgage needs and act as financial counselors to help borrowers make informed decisions.
410.697.4004 | dschaefer@cmghomeloans.com
128 Lubrano Drive Suite 201 Annapolis, MD, 21401
We live where we work, this is our neighborhood too. We’d love to guide you through the home financing process and get you prepared for this next big step. Easily apply, get a quality preapproval, and close on time with us.
Monthly Payments
Principal $205
Interest $1,458
Monthly Payments with Tax and Insurance
*Results are hypothetical and may not be accurate. This is not a commitment to lend nor a preapproval. Consult a financial professional for full details.
Payment example: If you bought a $450,000 home with a 20% down payment, for a loan amount of $360,000, with a 30 year term at a fixed rate of 6.125% (Annual Percentage Rate 6.220%), you would make 360 payments of $2,189.00. Payment stated does not include taxes and insurance, which will result in a higher payment.
