Builder Lock | Property | CMG Financial

Conventional

Rates based on builder concession

Standard rate with as little as 20% down.

Pricing with builder concession

To view repayment scenarios, click the numbers on the chart.

FICO

	620	640	660	680	700	720	740	760	780
20%	6.500 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 20% Term 30 Years Rate 6.5% (APR 7.159 %) Monthly Payment $5,000.92 Does not include mortgage insurance/taxes/homeowners insurance	6.375 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 20% Term 30 Years Rate 6.375% (APR 7.029 %) Monthly Payment $4,936.06 Does not include mortgage insurance/taxes/homeowners insurance	6.250 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 20% Term 30 Years Rate 6.25% (APR 6.899 %) Monthly Payment $4,871.55 Does not include mortgage insurance/taxes/homeowners insurance	6.250 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 20% Term 30 Years Rate 6.25% (APR 6.899 %) Monthly Payment $4,871.55 Does not include mortgage insurance/taxes/homeowners insurance	6.125 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 20% Term 30 Years Rate 6.125% (APR 6.769 %) Monthly Payment $4,807.41 Does not include mortgage insurance/taxes/homeowners insurance	6.125 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 20% Term 30 Years Rate 6.125% (APR 6.769 %) Monthly Payment $4,807.41 Does not include mortgage insurance/taxes/homeowners insurance	5.990 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 20% Term 30 Years Rate 5.99% (APR 6.629 %) Monthly Payment $4,738.56 Does not include mortgage insurance/taxes/homeowners insurance	5.875 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 20% Term 30 Years Rate 5.875% (APR 6.509 %) Monthly Payment $4,680.25 Does not include mortgage insurance/taxes/homeowners insurance	5.875 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 20% Term 30 Years Rate 5.875% (APR 6.509 %) Monthly Payment $4,680.25 Does not include mortgage insurance/taxes/homeowners insurance
25%	6.250 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 25% Term 30 Years Rate 6.25% (APR 6.934 %) Monthly Payment $4,567.08 Does not include mortgage insurance/taxes/homeowners insurance	6.125 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 25% Term 30 Years Rate 6.125% (APR 6.804 %) Monthly Payment $4,506.95 Does not include mortgage insurance/taxes/homeowners insurance	5.990 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 25% Term 30 Years Rate 5.99% (APR 6.663 %) Monthly Payment $4,442.40 Does not include mortgage insurance/taxes/homeowners insurance	5.990 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 25% Term 30 Years Rate 5.99% (APR 6.663 %) Monthly Payment $4,442.40 Does not include mortgage insurance/taxes/homeowners insurance	5.875 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 25% Term 30 Years Rate 5.875% (APR 6.543 %) Monthly Payment $4,387.73 Does not include mortgage insurance/taxes/homeowners insurance	5.875 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 25% Term 30 Years Rate 5.875% (APR 6.543 %) Monthly Payment $4,387.73 Does not include mortgage insurance/taxes/homeowners insurance	5.750 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 25% Term 30 Years Rate 5.75% (APR 6.413 %) Monthly Payment $4,328.65 Does not include mortgage insurance/taxes/homeowners insurance	5.750 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 25% Term 30 Years Rate 5.75% (APR 6.413 %) Monthly Payment $4,328.65 Does not include mortgage insurance/taxes/homeowners insurance	5.750 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 25% Term 30 Years Rate 5.75% (APR 6.413 %) Monthly Payment $4,328.65 Does not include mortgage insurance/taxes/homeowners insurance
30%	5.990 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 30% Term 30 Years Rate 5.99% (APR 6.703 %) Monthly Payment $4,146.24 Does not include mortgage insurance/taxes/homeowners insurance	5.875 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 30% Term 30 Years Rate 5.875% (APR 6.583 %) Monthly Payment $4,095.22 Does not include mortgage insurance/taxes/homeowners insurance	5.750 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 30% Term 30 Years Rate 5.75% (APR 6.452 %) Monthly Payment $4,040.07 Does not include mortgage insurance/taxes/homeowners insurance	5.750 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 30% Term 30 Years Rate 5.75% (APR 6.452 %) Monthly Payment $4,040.07 Does not include mortgage insurance/taxes/homeowners insurance	5.750 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 30% Term 30 Years Rate 5.75% (APR 6.452 %) Monthly Payment $4,040.07 Does not include mortgage insurance/taxes/homeowners insurance	5.750 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 30% Term 30 Years Rate 5.75% (APR 6.452 %) Monthly Payment $4,040.07 Does not include mortgage insurance/taxes/homeowners insurance	5.625 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 30% Term 30 Years Rate 5.625% (APR 6.322 %) Monthly Payment $3,985.27 Does not include mortgage insurance/taxes/homeowners insurance	5.625 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 30% Term 30 Years Rate 5.625% (APR 6.322 %) Monthly Payment $3,985.27 Does not include mortgage insurance/taxes/homeowners insurance	5.625 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 30% Term 30 Years Rate 5.625% (APR 6.322 %) Monthly Payment $3,985.27 Does not include mortgage insurance/taxes/homeowners insurance
35%	5.875 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 35% Term 30 Years Rate 5.875% (APR 6.629 %) Monthly Payment $3,802.70 Does not include mortgage insurance/taxes/homeowners insurance	5.750 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 35% Term 30 Years Rate 5.75% (APR 6.498 %) Monthly Payment $3,751.50 Does not include mortgage insurance/taxes/homeowners insurance	5.750 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 35% Term 30 Years Rate 5.75% (APR 6.498 %) Monthly Payment $3,751.50 Does not include mortgage insurance/taxes/homeowners insurance	5.750 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 35% Term 30 Years Rate 5.75% (APR 6.498 %) Monthly Payment $3,751.50 Does not include mortgage insurance/taxes/homeowners insurance	5.625 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 35% Term 30 Years Rate 5.625% (APR 6.367 %) Monthly Payment $3,700.61 Does not include mortgage insurance/taxes/homeowners insurance	5.625 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 35% Term 30 Years Rate 5.625% (APR 6.367 %) Monthly Payment $3,700.61 Does not include mortgage insurance/taxes/homeowners insurance	5.625 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 35% Term 30 Years Rate 5.625% (APR 6.367 %) Monthly Payment $3,700.61 Does not include mortgage insurance/taxes/homeowners insurance	5.625 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 35% Term 30 Years Rate 5.625% (APR 6.367 %) Monthly Payment $3,700.61 Does not include mortgage insurance/taxes/homeowners insurance	5.625 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 35% Term 30 Years Rate 5.625% (APR 6.367 %) Monthly Payment $3,700.61 Does not include mortgage insurance/taxes/homeowners insurance

DOWN PAYMENT

*Table is a guide to anticipate pricing for primary residences when seller contribution is applied to today’s pricing. Down payment < 10% have a max contribution of 3%.

Rates provided for primary residency occupancy on 04/08/2025. Payment example: Home price $989,000, down payment 20%, loan amount $791,200, term 30 year, FICO 780, fixed rate 5.875% (APR 6.509%), monthly payment $4,680.25. Monthly payment does not include taxes or insurance.

VA

Rates based on builder concession

Standard rate with as little as 0% down.

Pricing with builder concession

To view repayment scenarios, click the numbers on the chart.

FICO

	580	600	620	640	700	720	740
0%	6.625 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 0% Term 30 Years Rate 6.625% (APR 7.182 %) Monthly Payment $6,332.68 Does not include mortgage insurance/taxes/homeowners insurance	6.500 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 0% Term 30 Years Rate 6.5% (APR 7.053 %) Monthly Payment $6,251.15 Does not include mortgage insurance/taxes/homeowners insurance	5.990 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 0% Term 30 Years Rate 5.99% (APR 6.526 %) Monthly Payment $5,923.20 Does not include mortgage insurance/taxes/homeowners insurance	5.875 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 0% Term 30 Years Rate 5.875% (APR 6.407 %) Monthly Payment $5,850.31 Does not include mortgage insurance/taxes/homeowners insurance	5.875 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 0% Term 30 Years Rate 5.875% (APR 6.407 %) Monthly Payment $5,850.31 Does not include mortgage insurance/taxes/homeowners insurance	5.875 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 0% Term 30 Years Rate 5.875% (APR 6.407 %) Monthly Payment $5,850.31 Does not include mortgage insurance/taxes/homeowners insurance	5.750 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 0% Term 30 Years Rate 5.75% (APR 6.278 %) Monthly Payment $5,771.54 Does not include mortgage insurance/taxes/homeowners insurance
5%	6.625 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 5% Term 30 Years Rate 6.625% (APR 7.204 %) Monthly Payment $6,016.04 Does not include mortgage insurance/taxes/homeowners insurance	6.000 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 5% Term 30 Years Rate 6% (APR 6.558 %) Monthly Payment $5,633.08 Does not include mortgage insurance/taxes/homeowners insurance	5.990 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 5% Term 30 Years Rate 5.99% (APR 6.547 %) Monthly Payment $5,627.04 Does not include mortgage insurance/taxes/homeowners insurance	5.875 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 5% Term 30 Years Rate 5.875% (APR 6.428 %) Monthly Payment $5,557.79 Does not include mortgage insurance/taxes/homeowners insurance	5.750 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 5% Term 30 Years Rate 5.75% (APR 6.299 %) Monthly Payment $5,482.96 Does not include mortgage insurance/taxes/homeowners insurance	5.750 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 5% Term 30 Years Rate 5.75% (APR 6.299 %) Monthly Payment $5,482.96 Does not include mortgage insurance/taxes/homeowners insurance	5.750 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 5% Term 30 Years Rate 5.75% (APR 6.299 %) Monthly Payment $5,482.96 Does not include mortgage insurance/taxes/homeowners insurance
10%	6.625 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 10% Term 30 Years Rate 6.625% (APR 7.229 %) Monthly Payment $5,699.41 Does not include mortgage insurance/taxes/homeowners insurance	5.990 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 10% Term 30 Years Rate 5.99% (APR 6.571 %) Monthly Payment $5,330.88 Does not include mortgage insurance/taxes/homeowners insurance	5.875 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 10% Term 30 Years Rate 5.875% (APR 6.452 %) Monthly Payment $5,265.28 Does not include mortgage insurance/taxes/homeowners insurance	5.875 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 10% Term 30 Years Rate 5.875% (APR 6.452 %) Monthly Payment $5,265.28 Does not include mortgage insurance/taxes/homeowners insurance	5.750 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 10% Term 30 Years Rate 5.75% (APR 6.323 %) Monthly Payment $5,194.38 Does not include mortgage insurance/taxes/homeowners insurance	5.750 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 10% Term 30 Years Rate 5.75% (APR 6.323 %) Monthly Payment $5,194.38 Does not include mortgage insurance/taxes/homeowners insurance	5.750 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 10% Term 30 Years Rate 5.75% (APR 6.323 %) Monthly Payment $5,194.38 Does not include mortgage insurance/taxes/homeowners insurance
20%	5.990 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 20% Term 30 Years Rate 5.99% (APR 6.629 %) Monthly Payment $4,738.56 Does not include mortgage insurance/taxes/homeowners insurance	5.875 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 20% Term 30 Years Rate 5.875% (APR 6.509 %) Monthly Payment $4,680.25 Does not include mortgage insurance/taxes/homeowners insurance	5.750 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 20% Term 30 Years Rate 5.75% (APR 6.379 %) Monthly Payment $4,617.23 Does not include mortgage insurance/taxes/homeowners insurance	5.625 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 20% Term 30 Years Rate 5.625% (APR 6.249 %) Monthly Payment $4,554.59 Does not include mortgage insurance/taxes/homeowners insurance	5.375 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 20% Term 30 Years Rate 5.375% (APR 5.99 %) Monthly Payment $4,430.49 Does not include mortgage insurance/taxes/homeowners insurance	5.375 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 20% Term 30 Years Rate 5.375% (APR 5.99 %) Monthly Payment $4,430.49 Does not include mortgage insurance/taxes/homeowners insurance	5.375 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 20% Term 30 Years Rate 5.375% (APR 5.99 %) Monthly Payment $4,430.49 Does not include mortgage insurance/taxes/homeowners insurance

DOWN PAYMENT

*Table is a guide to anticipate pricing for primary residences when seller contribution is applied to today’s pricing. Down payment < 10% have a max contribution of 3%.

Rates provided for primary residency occupancy on 04/08/2025. Payment example: Home price $989,000, down payment 20%, loan amount $791,200, term 30 year, FICO 780, fixed rate 5.875% (APR 6.509%), monthly payment $4,680.25. Monthly payment does not include taxes or insurance.

10/6 ARM

Rates based on builder concession

Standard rate with as little as 20% down.

Pricing with builder concession

To view repayment scenarios, click the numbers on the chart.

FICO

	620	640	660	680	700	720	740	760	780
20%	6.750 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 20% Term 30 Years Rate 6.75% (APR 7.419 %) Monthly Payment $5,131.71 Does not include mortgage insurance/taxes/homeowners insurance	6.750 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 20% Term 30 Years Rate 6.75% (APR 7.419 %) Monthly Payment $5,131.71 Does not include mortgage insurance/taxes/homeowners insurance	6.250 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 20% Term 30 Years Rate 6.25% (APR 6.899 %) Monthly Payment $4,871.55 Does not include mortgage insurance/taxes/homeowners insurance	6.250 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 20% Term 30 Years Rate 6.25% (APR 6.899 %) Monthly Payment $4,871.55 Does not include mortgage insurance/taxes/homeowners insurance	6.250 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 20% Term 30 Years Rate 6.25% (APR 6.899 %) Monthly Payment $4,871.55 Does not include mortgage insurance/taxes/homeowners insurance	6.250 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 20% Term 30 Years Rate 6.25% (APR 6.899 %) Monthly Payment $4,871.55 Does not include mortgage insurance/taxes/homeowners insurance	6.250 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 20% Term 30 Years Rate 6.25% (APR 6.899 %) Monthly Payment $4,871.55 Does not include mortgage insurance/taxes/homeowners insurance	5.875 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 20% Term 30 Years Rate 5.875% (APR 6.509 %) Monthly Payment $4,680.25 Does not include mortgage insurance/taxes/homeowners insurance	5.750 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 20% Term 30 Years Rate 5.75% (APR 6.379 %) Monthly Payment $4,617.23 Does not include mortgage insurance/taxes/homeowners insurance
25%	6.250 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 25% Term 30 Years Rate 6.25% (APR 6.934 %) Monthly Payment $4,567.08 Does not include mortgage insurance/taxes/homeowners insurance	6.250 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 25% Term 30 Years Rate 6.25% (APR 6.934 %) Monthly Payment $4,567.08 Does not include mortgage insurance/taxes/homeowners insurance	6.250 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 25% Term 30 Years Rate 6.25% (APR 6.934 %) Monthly Payment $4,567.08 Does not include mortgage insurance/taxes/homeowners insurance	6.250 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 25% Term 30 Years Rate 6.25% (APR 6.934 %) Monthly Payment $4,567.08 Does not include mortgage insurance/taxes/homeowners insurance	5.750 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 25% Term 30 Years Rate 5.75% (APR 6.413 %) Monthly Payment $4,328.65 Does not include mortgage insurance/taxes/homeowners insurance	5.750 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 25% Term 30 Years Rate 5.75% (APR 6.413 %) Monthly Payment $4,328.65 Does not include mortgage insurance/taxes/homeowners insurance	5.750 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 25% Term 30 Years Rate 5.75% (APR 6.413 %) Monthly Payment $4,328.65 Does not include mortgage insurance/taxes/homeowners insurance	5.750 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 25% Term 30 Years Rate 5.75% (APR 6.413 %) Monthly Payment $4,328.65 Does not include mortgage insurance/taxes/homeowners insurance	5.750 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 25% Term 30 Years Rate 5.75% (APR 6.413 %) Monthly Payment $4,328.65 Does not include mortgage insurance/taxes/homeowners insurance
30%	6.250 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 30% Term 30 Years Rate 6.25% (APR 6.974 %) Monthly Payment $4,262.61 Does not include mortgage insurance/taxes/homeowners insurance	5.750 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 30% Term 30 Years Rate 5.75% (APR 6.452 %) Monthly Payment $4,040.07 Does not include mortgage insurance/taxes/homeowners insurance	5.750 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 30% Term 30 Years Rate 5.75% (APR 6.452 %) Monthly Payment $4,040.07 Does not include mortgage insurance/taxes/homeowners insurance	5.750 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 30% Term 30 Years Rate 5.75% (APR 6.452 %) Monthly Payment $4,040.07 Does not include mortgage insurance/taxes/homeowners insurance	5.750 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 30% Term 30 Years Rate 5.75% (APR 6.452 %) Monthly Payment $4,040.07 Does not include mortgage insurance/taxes/homeowners insurance	5.750 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 30% Term 30 Years Rate 5.75% (APR 6.452 %) Monthly Payment $4,040.07 Does not include mortgage insurance/taxes/homeowners insurance	5.500 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 30% Term 30 Years Rate 5.5% (APR 6.192 %) Monthly Payment $3,930.80 Does not include mortgage insurance/taxes/homeowners insurance	5.250 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 30% Term 30 Years Rate 5.25% (APR 5.931 %) Monthly Payment $3,822.91 Does not include mortgage insurance/taxes/homeowners insurance	5.250 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 30% Term 30 Years Rate 5.25% (APR 5.931 %) Monthly Payment $3,822.91 Does not include mortgage insurance/taxes/homeowners insurance
35%	5.750 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 35% Term 30 Years Rate 5.75% (APR 6.498 %) Monthly Payment $3,751.50 Does not include mortgage insurance/taxes/homeowners insurance	5.750 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 35% Term 30 Years Rate 5.75% (APR 6.498 %) Monthly Payment $3,751.50 Does not include mortgage insurance/taxes/homeowners insurance	5.750 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 35% Term 30 Years Rate 5.75% (APR 6.498 %) Monthly Payment $3,751.50 Does not include mortgage insurance/taxes/homeowners insurance	5.750 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 35% Term 30 Years Rate 5.75% (APR 6.498 %) Monthly Payment $3,751.50 Does not include mortgage insurance/taxes/homeowners insurance	5.250 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 35% Term 30 Years Rate 5.25% (APR 5.975 %) Monthly Payment $3,549.84 Does not include mortgage insurance/taxes/homeowners insurance	5.250 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 35% Term 30 Years Rate 5.25% (APR 5.975 %) Monthly Payment $3,549.84 Does not include mortgage insurance/taxes/homeowners insurance	5.250 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 35% Term 30 Years Rate 5.25% (APR 5.975 %) Monthly Payment $3,549.84 Does not include mortgage insurance/taxes/homeowners insurance	5.250 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 35% Term 30 Years Rate 5.25% (APR 5.975 %) Monthly Payment $3,549.84 Does not include mortgage insurance/taxes/homeowners insurance	5.250 % Repayment × Rates provided for primary residency occupancy on 04/08/2025 Home Price $989,000 Down Payment 35% Term 30 Years Rate 5.25% (APR 5.975 %) Monthly Payment $3,549.84 Does not include mortgage insurance/taxes/homeowners insurance

DOWN PAYMENT

*Table is a guide to anticipate pricing for primary residences when seller contribution is applied to today’s pricing. Down payment < 10% have a max contribution of 3%.

Rates provided for primary residency occupancy on 04/08/2025. Payment example: Home price $989,000, down payment 20%, loan amount $791,200, term 30 year, FICO 780, fixed rate 5.875% (APR 6.509%), monthly payment $4,680.25. Monthly payment does not include taxes or insurance. Post Introductory Period Example: Interest Rate = SOFR + Margin. Payment can adjust every 6 months. Sample Repayments at month 120 with balance of $567,327.94: 3% Margin, 3.75% SOFR (12/15/25), 6.75% variable rate, $4,313.76 monthly payment. At max interest rate of 10.25% payment is $5,569.14.

Builder Spec Rate Locks

Rate Advertised: 5.875% (APR 6.509%)*

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4.83

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VA

Rates based on builder concession

To view repayment scenarios, click the numbers on the chart.

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10/6 ARM

Rates based on builder concession

To view repayment scenarios, click the numbers on the chart.

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