GOVERNMENT PRODUCTS

One of our priorities is helping you support your veteran, public servant, rural and lower to mid-income borrowers, so they can achieve the dream of finding a home that they can call their own.

Here’s how…
Offering government products is extremely important to us because we know how important they are to you, your customers and to this country. One of the things we pride ourselves on is being an industry advocate who takes part in preserving the economy and knows the importance of giving every American an equal chance to financing a home. Take advantage of our full menu of government loan products and help preserve the American dream

CMG Financial is a FNMA and FHLMC seller/servicer.

All loan programs displayed on this website may not be available in every state.

FHA
FHA
  • 600 FICO Standard Loan Amounts
  • 620 FICO High Balance
  • HUD Approved DPA Allowed
FHA Streamline
  • 600 FICO Standard Loan Amounts
  • 620 FICO High Balance
  • Second homes and Non-Owner allowed
  • No Appraisal or AVM required
  • No price hit for N/O/O
  • CLTV to 125%
VA
  • VA Cash In Hand available
  • 100% LTV/Unlimited CLTV C/O with unlimited cash back to borrower
  • DTI per AUS
  • 600 FICO with AUS approval
VA IRRRL
  • VA Cash In Hand available
  • Unlimited LTV/CLTV on VA IRRRLs no appraisal/AVM necessary
FHA / VA Fixed Rate Programs
  • 30 year fixed rate high balance
  • 25 year fixed rate high balance
  • 20 year fixed rate high balance
  • 15 year fixed rate high balance
VA / FHA ARM Programs
  • 5/1 ARM with 2.000% margin -1/1/5 caps – 1 year T-Bill
USDA Rural Housing
  • Primary Residences
  • 100% financing. Income limits apply
  • Designed for homes in rural and suburban communities
  • 30yr fixed rate