MORTGAGE BLOG

Qualifying for a Mortgage with Student Debt

Blog posted On June 30, 2023

The dream of homeownership may seem out of reach to those holding on to student debt. But, with careful planning and a clear understanding of the factors involved, it is possible to secure a mortgage while managing student loan obligations. There are some key strategies and tips you’ll want to keep in mind to help you qualify for a mortgage with student debt.

Benefits of Taking Out a HELOC

Blog posted On February 03, 2022

Charging expenses to your credit card may seem easy, but it can cost you more in the long run.  Credit card interest rates are typically much higher than mortgage rates and maxing out lines of credit can be bad for your credit score. A good alternative to using your credit card is getting a Home Equity Line of Credit, or HELOC.

When to Not Pay Off Your Mortgage Early

Blog posted On July 01, 2021

If you had to choose between paying a mortgage and being mortgage-free, most of us would opt for the latter. Being free of monthly mortgage payments sounds ideal, but there are a few factors to consider before you start making extra payments.

When to Not Pay Off Your Mortgage Early

Blog posted On July 01, 2021

If you had to choose between paying a mortgage and being mortgage-free, most of us would opt for the latter. Being free of monthly mortgage payments sounds ideal, but there are a few factors to consider before you start making extra payments.

Money Moves to Make When Interest Rates Are Low

Blog posted On May 05, 2021

Last week the Federal Open Market Committee (FOMC) voted to leave the benchmark interest rate near zero. Consequently, the cost of borrowing will remain relatively favorable for consumers. If you’re thinking about how to take advantage of low rates, now is the time. Don’t know where to start? Here are two ways you can take advantage of interest rates while they’re still low.