Christopher M. George advocates on behalf of the consumer and the lender.
HomeFundIt streamlines down payment gifting to help first-time home buyers.
Every time you shop you save with UpIt by HomeFundIt.
Executive Vice President, Kimberly Callas, recognized as 2018 HousingWire Woman of Influence.
VP, Correspondent Operations, Joe Cabrall, awarded 2019 HousingWire Rising Star.
Founder, President, and CEO, Christopher M. George, honored as 2019 HousingWire Vanguard.
POST TAGSMortgage News Mortgage Insurance Refinance Market Updates First-Time Home Buyer Conventional Loan FHA Loan Purchase Home Design Selling Budget Financial Planning Loan Process Credit New Construction Home Maintenance Renovation Homeowners Insurance Investment Property VA Loan Down Payment Assistance Taxes All in One Loan Debt Management USDA Loan
The Cost of Aging in Place
Blog posted On December 01, 2021
When you approach retirement, you’ll be faced with the decision of whether to stay in your home or move. Many retirees choose to downsize or move from a single-family home to a townhouse or condo. Others choose to renovate their current home to accommodate expected life changes. If you’re considering whether you’re going to stay in your home or move when you retire, make sure to account for all the expected costs.READ MORE
How to Budget for Your First Home Purchase
Blog posted On October 21, 2021
A lot goes into buying your first home. At first, it can be an intimidating process, but with the right guidance it can go by smoothly. If you’re considering buying your first home, there are a few things you should keep in mind when making your home budget.READ MORE
Retirees and Inflation: How to Retire When Prices Are High
Blog posted On October 20, 2021
In the mid-1960s, it cost $1 to buy a movie ticket, $.30 for a gallon of gas, and $20,000 to buy a home. Today, it costs around $10 - $20 to buy a movie ticket, an average of $3.27 for a gallon of gas, and approximately $357,000 to buy a home of median value. To some extent, rising prices are a natural part of a progressing economy. Everything stabilizes when wages keep up with the increased cost of living. But what happens if you’re not receiving wages at all? For some people, rising inflation costs might be less concerning; but for those who are retired or planning to retire soon, it can be slightly more worrisome.READ MORE
How to Buy a House While Paying Off Student Loans
Blog posted On September 02, 2021
Millennials have been the generation with the most home buyers since 2014, followed by Gen X. As of 2021, Gen X has been the generation with the most student loan debt, followed by Millennials. Many people sitting on the home buying sideline might think that they can’t purchase a home because of their student debt. However, the two generations with the most debt are also the two generations that purchase the most homes. While having student loans might make the home buying process slightly more challenging, it certainly shouldn’t prevent you from applying. By taking some of the following steps, you can increase your chances of mortgage approval and better prepare for your home purchase.READ MORE
A Home Buyer’s Guide to Moving: What to Buy and What You Can Get Free
Blog posted On August 18, 2021
According to Moving.com, the average cost of a local move is $1,250. The cost of a long-distance move is $4,890. Though these costs might seem steep, there are certain moving purchases that could save you thousands in the long run. Others, you might be able to do without.READ MORE
Don’t Make This Common Home Buying Mistake
Blog posted On June 02, 2021
If you’re buying a home, you’re probably focused on the upfront costs: your down payment, interest rate, and purchase price. These costs will dictate how much you pay upfront and how much your monthly mortgage payments will be going forward. To aid your home search, you might create a budget around the estimated monthly mortgage payments you will be able to afford. While this is a good start to your purchase preparation, you won’t want to stop there. Making a home buying budget strictly based on the estimated monthly mortgage payments you can afford might put yourself in a difficult financial position down the road.READ MORE
Home Buying Tips from a Financial Planner
Blog posted On April 14, 2021
“How much can I spend?” is a common question asked when buying a home. For Eric Roberge, CFP of Beyond Your Hammock, this is the top financial priority for many of his clients. Roberge specializes in helping 30- to 40-year-old professionals manage their finances, and a popular goal for this age range is buying a home. To guide buyers in their home search and prepare their finances for a purchase, Roberge offers two main tips.READ MORE
How to Spend Your Stimulus Money Wisely
Blog posted On March 24, 2021
Last week, the third round of stimulus checks were sent to qualifying citizens. The checks – equaling up to $1,400 per person – were quickly processed by the IRS and U.S. Treasury in an effort to stimulate the economy amidst the continued coronavirus pandemic. If you were one of the stimulus check recipients, it may be tempting to splurge on that new PlayStation 5 or the necklace that you’ve wanted. However, here are five smarter ways you can spend your stimulus money.READ MORE
Should you make an extra mortgage payment?
Blog posted On December 27, 2018
If you are a homeowner wondering how to responsibly spend a holiday bonus or upcoming tax return, consider paying it into your home. When your budget allows, making an extra payment toward your mortgage can be beneficial. You can reduce interest costs and lower your overall debt. Making extra payments is not the right move for every financial situation, so consult a mortgage professional or financial advisor before making a decision.READ MORE
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