Jill Denise Lyons

John Manavalan

August 19th 2016: Refinancing experience I recently had another great experience with Jill (this time for refinancing....see below for my first time loan). It had been a year since I bought my home and I was thinking about refinancing at a lower interest rate and seeing whether the increase in my home value would help me remove the PMI on my loan. I did some research online to get an idea about the interest rates and was considering refinancing. I thought that I would talk to Jill and get a quote. On short notice, she agreed to meet me at her office. She patiently explained how the refinancing process would work. I told her about what I was looking for (interest rate and about my desire to try to remove the PMI by seeing how much it would cost to get me to 20% equity). She immediately agreed to work with me and offered some lender credit to help reduce my closing costs.She gave me an estimate which was great and I made up my mind to stick with her, given the great experience I had before. My loan was approved quickly and it was a pleasant experience. I am glad that I chose Jill to help refinance my mortgage. I highly recommend her and I am lucky to have found her. May 20th 2015: 1st time buyer experience- Without Jill's help, I would not have been able to secure my home. Jill was very thorough from my very first interaction (when I approached her for a preapproval). After getting 3 or 4 preapprovals, I selected the one with the lowest fees. This turned out to be a bad move , because I found out pretty quickly that they would not be able to get all the paperwork needed to get the full condo loan approved. When I decided to change lenders, while in contract, my agent Jim Hitcher called Jill and explained that I was in contract and running out of time to close escrow. Jill gave me a call and gave me the confidence that she could get my loan approved. She is easy to talk to, has a friendly personality and she put me at ease (and welcomed me back... even though I had started with a different lender). Her enthusiasm, to jump in at the last minute to help me out, really showed. After talking to me, she agreed to immediately start working on my case, even before I had completely committed to using her (it took me a day or two before I told my previous lender to stop working on my loan). She accomplished more in those two days , than what my previous lender had accomplished in two weeks and I felt really confident that she would pull through for me. She has deep experience in condo loan financing, which is something that I was looking for . Even with this experience, since it was a new construction and she was not the builder's preferred lender...it was hard for her to secure all the condo/hoa paperwork needed to get my loan fully approved (because only the builders lender had access to some of the documents that she needed). She was very transparent throughout the process and told me exactly what my options were. The backup options (to get an attorney letter of opinion ) proved to be much harder than originally anticipated, because of the time constraints that were were in. Jill worked a miracle and found an attorney who would get us what we needed ...extremely quickly and at a reasonable cost. Jill went above and beyond my expectations and worked really hard to get my loan approved. I am very lucky to have Jill work on my loan. Without her help, I would not have been able to secure the property. I strongly recommend her and would not hesitate to use her in the future.

Gopinathan Nair

Jill from CMG was our lender for our first time home. She helped us a lot on understanding the process and guided us on the financial aspects. This helped us ease one of the main factors of the home buying process. We highly recommend her and her team (Dan) to anyone planning to buy home. Thanks Jill and Dan.

Jeff Galindo

Absolute pleasure.  Honestly I was a little nervous about working with an out of state lender who I don't know but this was in fact, one of the best, smoothest and nicest transactions I have had all year.

Sarah M

12/2/2016I just completed a refinance with CMG and absolutely need to write the most glowing review and recommendation for Jill Lyons and Joseph Ferreira that I possibly can! They walked me through the entire refinance process and provided the best customer service experience I have ever had in any personal or professional situation. Joseph was in constant contact either with me when anything changed or when I needed to know about something. He let me know when things needed to be completed and made accommodations for the easiest way for me to do that. Jill and Joseph are honest, transparent, and on top of everything that was going on, which made it such an easy process and allowed me to totally trust CMG. They are ridiculously hard working, efficient, polite, professional, and so kind in everything they do. It's not often that you encounter a team that is genuinely concerned about you and getting things done the best possible way for you, but they truly do! I can't sing enough praises for this dynamic duo (and everyone else helping behind the scenes). If you need a refinance or any mortgage assistance I recommend them 100%!

Adam Olsen

" After all the issues I have had with out of state lenders and banks and as a successful real estate agent out of the Houston, Tx area I was a bit skeptical when my clients came to me with an out of state lender. But let me tell you how great and professional Jill and her team is; they did a fabulous job getting everything ready for my buyers closing and even had it done and approved 2 weeks before the original closing date. They always kept me updated by email, phone calls, and even worked after hours to make sure things got done. I would highly recommend Jill and her team to any buyer, seller, or real estate professional. 

KEVIN DIETSCH

Jill was extremely proficient and assisted us through various challenges including last minute changes in a difficult closing.

FERNANDO ALVAREZ

Jill Lyons was a true pleasure to work with. Very professional, knowledgeable, and helpful. Purchasing a home is stressful, and Jill went over and above to make the loan process as easy as possible. She explained the process, and gave us excellent options to choose from. I will definitely recommend Jill to family and friends.

HORACIO DEANDA

I would like to say thank you for making this happen and also to our loan officer Donna who was amazing through the process and made every step simple and little to no stress!

HORST SCHELLONG

Working with my financial advisor Jill Lyons was as good/professional as it gets. I want to thank Jill for her work, she gave professional advice and made the best out of my options. Thank you! While I am totally satisfied with my new home I am sure I will contact Jill if I ever look for another home.