Loan Officer | NMLS #882792
Branch NMLS #1370156
Posted On August 29, 2017
Our thoughts and prayers are with the victims of Hurricane Harvey throughout the Texas area. If you or someone you know has had a home or business impacted by Hurricane Harvey, it is imperative that you file an insurance claim before Friday.
According to the Texas Bar Association:
Texas property owners should be aware that House Bill 1774, passed by the 85th Texas Legislature, will change the law regarding how legal actions for certain insurance claims are handled, including some claims for property damages or losses caused by natural disasters. If you need to make an insurance claim related to Hurricane Harvey, you should study how the law may affect you. Claims made before September 1, 2017, will be subject to current law; those filed on or after September 1 will fall under the new law.
You can review the bill in full here. If you have any questions please consult legal counsel.
Most insurance companies will allow you to file a claim on the company’s website, by fax, or by certified mail. The policy holder must retain a copy of the filing. According to the Texas Trial Lawyer Association, the claim “does not need to say anything more than that the policy holder suffered damage from Hurricane Harvey and intends to file a claim. The notice should contain the name and contact information of the policy holder and, if possible, the insurance policy number.”
The new law may not impact federal flood insurance or windstorm policies. To file a federal flood insurance claim, please complete the following steps:
If you or someone you know needs emergency assistance please review the phone numbers and instructions from FEMA.gov:
Only call 911 if you have an immediate need for medical attention or evacuation assistance.
If you can't get through to 911 on first try, keep calling.
Another option is to place a call to one of five numbers for the Houston Command Center of the United States Coast Guard. The numbers are:
When you call please provide:
Number of people trapped
Number of pets