MORTGAGE PAYMENT

PURCHASING POWER

QUALIFYING LOAN

RENT VS BUY

REFINANCE

15 vs 30 Year

BUYDOWN

Bi-weekly

Mortgage Buydown Calculator

See how our temporary buy down loan options can lower your payments over the first few years of the loan

BASIC ADVANCED AMORTIZATION
3/2/1 Buydown 1/1/1 Buydown 2/1 BUYDOWN 1/1 BUYDOWN 1/0 BUYDOWN

Loan Amount

$

Term (Yrs)

Interest Rate (%)

%

Third-party Contribution toward
Buydown Fee (% of Loan Amount)

%
calculate

Loan Amount

$

Term (Yrs)

Interest Rate (%)

%

Third-party Contribution toward
Buydown Fee (% of Loan Amount)

%
calculate

Loan Amount

$

Term (Yrs)

Interest Rate (%)

%

Third-party Contribution toward
Buydown Fee (% of Loan Amount)

%
calculate

Loan Amount

$

Term (Yrs)

Interest Rate (%)

%

Third-party Contribution toward
Buydown Fee (% of Loan Amount)

%
calculate

Loan Amount

$

Term (Yrs)

Interest Rate (%)

%

Third-party Contribution toward
Buydown Fee (% of Loan Amount)

%
calculate

Changes detected

Year Monthly Payments
1$1,193.54
2$1,342.06
3$1,498.87
4$1,663.25

Total buy down fee for this loan is

$11,464*

$5,000 is paid by a third-party, and $6,464 is paid by you.



3/2/1 Buydown 1/1/1 Buydown 2/1 BUYDOWN 1/1 BUYDOWN 1/0 BUYDOWN

Loan Amount

$

Term (Yrs)

Interest Rate (%)

%

Property Tax (Yearly)

$

Homeowners Ins. (Yearly)

$

Third-party Contribution toward
Buydown Fee (% of Loan Amount)

%
calculate

Loan Amount

$

Term (Yrs)

Interest Rate (%)

%

Property Tax (Yearly)

$

Homeowners Ins. (Yearly)

$

Third-party Contribution toward
Buydown Fee (% of Loan Amount)

%
calculate

Loan Amount

$

Term (Yrs)

Interest Rate (%)

%

Property Tax (Yearly)

$

Homeowners Ins. (Yearly)

$

Third-party Contribution toward
Buydown Fee (% of Loan Amount)

%
calculate

Loan Amount

$

Term (Yrs)

Interest Rate (%)

%

Property Tax (Yearly)

$

Homeowners Ins. (Yearly)

$

Third-party Contribution toward
Buydown Fee (% of Loan Amount)

%
calculate

Loan Amount

$

Term (Yrs)

Interest Rate (%)

%

Property Tax (Yearly)

$

Homeowners Ins. (Yearly)

$

Third-party Contribution toward
Buydown Fee (% of Loan Amount)

%
calculate

Changes detected

Year Principal and InterestTotal Monthly Payments
1$1,193.54$1,468.54
2$1,342.06$1,617.06
3$1,498.87$1,773.87
4$1,663.25$1,938.25

Total buy down fee for this loan is

$11,464*

$5,000 is paid by a third-party, and $6,464 is paid by you.

See your lower monthly payment for the first years of the loan. Select Year:

Created with Highcharts 7.2.2Highcharts.com
For year 1, your monthly payment will be $1,469, based on a reduced interest rate of 4%
Principal $205
Interest $989
Taxes $225
Insurance $50
Created with Highcharts 7.2.2Year 1Year 2Year 3Year 40500100015002000Highcharts.com
3/2/1 Buydown 1/1/1 Buydown 2/1 BUYDOWN 1/1 BUYDOWN 1/0 BUYDOWN

Loan Amount

$

Term (Yrs)

Interest Rate (%)

%

Property Tax (Yearly)

$

Homeowners Ins. (Yearly)

$

Third-party Contribution toward
Buydown Fee (% of Loan Amount)

%
calculate

Loan Amount

$

Term (Yrs)

Interest Rate (%)

%

Property Tax (Yearly)

$

Homeowners Ins. (Yearly)

$

Third-party Contribution toward
Buydown Fee (% of Loan Amount)

%
calculate

Loan Amount

$

Term (Yrs)

Interest Rate (%)

%

Property Tax (Yearly)

$

Homeowners Ins. (Yearly)

$

Third-party Contribution toward
Buydown Fee (% of Loan Amount)

%
calculate

Loan Amount

$

Term (Yrs)

Interest Rate (%)

%

Property Tax (Yearly)

$

Homeowners Ins. (Yearly)

$

Third-party Contribution toward
Buydown Fee (% of Loan Amount)

%
calculate

Loan Amount

$

Term (Yrs)

Interest Rate (%)

%

Property Tax (Yearly)

$

Homeowners Ins. (Yearly)

$

Third-party Contribution toward
Buydown Fee (% of Loan Amount)

%
calculate

Changes detected

Year Principal and InterestTotal Monthly Payments
1$1,193.54$1,468.54
2$1,342.06$1,617.06
3$1,498.87$1,773.87
4$1,663.25$1,938.25

Total buy down fee for this loan is

$11,464*

$5,000 is paid by a third-party, and $6,464 is paid by you.

2025
Month Month No. Year No. Payment Principal Interest Total Interest Buydown Balance
Aug. 1 1 $1,194 $205 $989 $989 $470 $249,795
Sept. 2 1 $1,194 $206 $987 $1,976 $470 $249,589
Oct. 3 1 $1,194 $207 $986 $2,962 $470 $249,382
Nov. 4 1 $1,194 $209 $985 $3,947 $470 $249,173
Dec. 5 1 $1,194 $210 $984 $4,931 $470 $248,963
Month Month No. Year No. Payment Principal Interest Total Interest Buydown Balance
Jan. 6 1 $1,194 $211 $983 $5,914 $470 $248,752
Feb. 7 1 $1,194 $212 $981 $6,895 $470 $248,540
Mar. 8 1 $1,194 $213 $980 $7,875 $470 $248,327
April 9 1 $1,194 $215 $979 $8,854 $470 $248,112
May 10 1 $1,194 $216 $978 $9,832 $470 $247,896
June 11 1 $1,194 $217 $976 $10,808 $470 $247,679
July 12 1 $1,194 $218 $975 $11,783 $470 $247,460
Aug. 13 2 $1,342 $220 $1,122 $12,905 $321 $247,241
Sept. 14 2 $1,342 $221 $1,121 $14,026 $321 $247,020
Oct. 15 2 $1,342 $222 $1,120 $15,146 $321 $246,797
Nov. 16 2 $1,342 $224 $1,118 $16,264 $321 $246,574
Dec. 17 2 $1,342 $225 $1,117 $17,382 $321 $246,349
Month Month No. Year No. Payment Principal Interest Total Interest Buydown Balance
Jan. 18 2 $1,342 $226 $1,116 $18,497 $321 $246,123
Feb. 19 2 $1,342 $228 $1,115 $19,612 $321 $245,895
Mar. 20 2 $1,342 $229 $1,113 $20,725 $321 $245,666
April 21 2 $1,342 $230 $1,112 $21,837 $321 $245,436
May 22 2 $1,342 $232 $1,111 $22,948 $321 $245,205
June 23 2 $1,342 $233 $1,109 $24,057 $321 $244,972
July 24 2 $1,342 $234 $1,108 $25,164 $321 $244,737
Aug. 25 3 $1,499 $236 $1,263 $26,428 $164 $244,502
Sept. 26 3 $1,499 $237 $1,262 $27,690 $164 $244,265
Oct. 27 3 $1,499 $238 $1,261 $28,950 $164 $244,026
Nov. 28 3 $1,499 $240 $1,259 $30,209 $164 $243,787
Dec. 29 3 $1,499 $241 $1,258 $31,467 $164 $243,545
Month Month No. Year No. Payment Principal Interest Total Interest Buydown Balance
Jan. 30 3 $1,499 $243 $1,256 $32,723 $164 $243,303
Feb. 31 3 $1,499 $244 $1,255 $33,978 $164 $243,059
Mar. 32 3 $1,499 $245 $1,253 $35,232 $164 $242,813
April 33 3 $1,499 $247 $1,252 $36,484 $164 $242,567
May 34 3 $1,499 $248 $1,251 $37,734 $164 $242,318
June 35 3 $1,499 $250 $1,249 $38,983 $164 $242,069
July 36 3 $1,499 $251 $1,248 $40,231 $164 $241,817
Aug. 37 4 $1,663 $253 $1,411 $41,642 $0 $241,565
Sept. 38 4 $1,663 $254 $1,409 $43,051 $0 $241,311
Oct. 39 4 $1,663 $256 $1,408 $44,458 $0 $241,055
Nov. 40 4 $1,663 $257 $1,406 $45,865 $0 $240,798
Dec. 41 4 $1,663 $259 $1,405 $47,269 $0 $240,539
Month Month No. Year No. Payment Principal Interest Total Interest Buydown Balance
Jan. 42 4 $1,663 $260 $1,403 $48,672 $0 $240,279
Feb. 43 4 $1,663 $262 $1,402 $50,074 $0 $240,018
Mar. 44 4 $1,663 $263 $1,400 $51,474 $0 $239,754
April 45 4 $1,663 $265 $1,399 $52,873 $0 $239,490
May 46 4 $1,663 $266 $1,397 $54,270 $0 $239,224
June 47 4 $1,663 $268 $1,395 $55,665 $0 $238,956
July 48 4 $1,663 $269 $1,394 $57,059 $0 $238,686
Aug. 49 5 $1,663 $271 $1,392 $58,451 $0 $238,415
Sept. 50 5 $1,663 $273 $1,391 $59,842 $0 $238,143
Oct. 51 5 $1,663 $274 $1,389 $61,231 $0 $237,869
Nov. 52 5 $1,663 $276 $1,388 $62,619 $0 $237,593
Dec. 53 5 $1,663 $277 $1,386 $64,005 $0 $237,316
Month Month No. Year No. Payment Principal Interest Total Interest Buydown Balance
Jan. 54 5 $1,663 $279 $1,384 $65,389 $0 $237,037
Feb. 55 5 $1,663 $281 $1,383 $66,772 $0 $236,756
Mar. 56 5 $1,663 $282 $1,381 $68,153 $0 $236,474
April 57 5 $1,663 $284 $1,379 $69,532 $0 $236,190
May 58 5 $1,663 $285 $1,378 $70,910 $0 $235,905
June 59 5 $1,663 $287 $1,376 $72,286 $0 $235,618
July 60 5 $1,663 $289 $1,374 $73,661 $0 $235,329
Aug. 61 6 $1,663 $291 $1,373 $75,034 $0 $235,038
Sept. 62 6 $1,663 $292 $1,371 $76,405 $0 $234,746
Oct. 63 6 $1,663 $294 $1,369 $77,774 $0 $234,452
Nov. 64 6 $1,663 $296 $1,368 $79,142 $0 $234,157
Dec. 65 6 $1,663 $297 $1,366 $80,507 $0 $233,859
Month Month No. Year No. Payment Principal Interest Total Interest Buydown Balance
Jan. 66 6 $1,663 $299 $1,364 $81,872 $0 $233,560
Feb. 67 6 $1,663 $301 $1,362 $83,234 $0 $233,260
Mar. 68 6 $1,663 $303 $1,361 $84,595 $0 $232,957
April 69 6 $1,663 $304 $1,359 $85,954 $0 $232,653
May 70 6 $1,663 $306 $1,357 $87,311 $0 $232,346
June 71 6 $1,663 $308 $1,355 $88,666 $0 $232,039
July 72 6 $1,663 $310 $1,354 $90,020 $0 $231,729
Aug. 73 7 $1,663 $312 $1,352 $91,371 $0 $231,417
Sept. 74 7 $1,663 $313 $1,350 $92,721 $0 $231,104
Oct. 75 7 $1,663 $315 $1,348 $94,070 $0 $230,789
Nov. 76 7 $1,663 $317 $1,346 $95,416 $0 $230,472
Dec. 77 7 $1,663 $319 $1,344 $96,760 $0 $230,153
Month Month No. Year No. Payment Principal Interest Total Interest Buydown Balance
Jan. 78 7 $1,663 $321 $1,343 $98,103 $0 $229,832
Feb. 79 7 $1,663 $323 $1,341 $99,443 $0 $229,510
Mar. 80 7 $1,663 $324 $1,339 $100,782 $0 $229,185
April 81 7 $1,663 $326 $1,337 $102,119 $0 $228,859
May 82 7 $1,663 $328 $1,335 $103,454 $0 $228,531
June 83 7 $1,663 $330 $1,333 $104,787 $0 $228,201
July 84 7 $1,663 $332 $1,331 $106,118 $0 $227,869
Aug. 85 8 $1,663 $334 $1,329 $107,448 $0 $227,535
Sept. 86 8 $1,663 $336 $1,327 $108,775 $0 $227,199
Oct. 87 8 $1,663 $338 $1,325 $110,100 $0 $226,861
Nov. 88 8 $1,663 $340 $1,323 $111,424 $0 $226,521
Dec. 89 8 $1,663 $342 $1,321 $112,745 $0 $226,179
Month Month No. Year No. Payment Principal Interest Total Interest Buydown Balance
Jan. 90 8 $1,663 $344 $1,319 $114,064 $0 $225,835
Feb. 91 8 $1,663 $346 $1,317 $115,382 $0 $225,489
Mar. 92 8 $1,663 $348 $1,315 $116,697 $0 $225,141
April 93 8 $1,663 $350 $1,313 $118,010 $0 $224,791
May 94 8 $1,663 $352 $1,311 $119,322 $0 $224,439
June 95 8 $1,663 $354 $1,309 $120,631 $0 $224,085
July 96 8 $1,663 $356 $1,307 $121,938 $0 $223,729
Aug. 97 9 $1,663 $358 $1,305 $123,243 $0 $223,371
Sept. 98 9 $1,663 $360 $1,303 $124,546 $0 $223,011
Oct. 99 9 $1,663 $362 $1,301 $125,847 $0 $222,648
Nov. 100 9 $1,663 $364 $1,299 $127,146 $0 $222,284
Dec. 101 9 $1,663 $367 $1,297 $128,443 $0 $221,917
Month Month No. Year No. Payment Principal Interest Total Interest Buydown Balance
Jan. 102 9 $1,663 $369 $1,295 $129,737 $0 $221,549
Feb. 103 9 $1,663 $371 $1,292 $131,029 $0 $221,178
Mar. 104 9 $1,663 $373 $1,290 $132,320 $0 $220,805
April 105 9 $1,663 $375 $1,288 $133,608 $0 $220,429
May 106 9 $1,663 $377 $1,286 $134,893 $0 $220,052
June 107 9 $1,663 $380 $1,284 $136,177 $0 $219,672
July 108 9 $1,663 $382 $1,281 $137,459 $0 $219,290
Aug. 109 10 $1,663 $384 $1,279 $138,738 $0 $218,906
Sept. 110 10 $1,663 $386 $1,277 $140,015 $0 $218,520
Oct. 111 10 $1,663 $389 $1,275 $141,289 $0 $218,132
Nov. 112 10 $1,663 $391 $1,272 $142,562 $0 $217,741
Dec. 113 10 $1,663 $393 $1,270 $143,832 $0 $217,348
Month Month No. Year No. Payment Principal Interest Total Interest Buydown Balance
Jan. 114 10 $1,663 $395 $1,268 $145,100 $0 $216,952
Feb. 115 10 $1,663 $398 $1,266 $146,365 $0 $216,555
Mar. 116 10 $1,663 $400 $1,263 $147,629 $0 $216,155
April 117 10 $1,663 $402 $1,261 $148,890 $0 $215,752
May 118 10 $1,663 $405 $1,259 $150,148 $0 $215,347
June 119 10 $1,663 $407 $1,256 $151,404 $0 $214,940
July 120 10 $1,663 $409 $1,254 $152,658 $0 $214,531
Aug. 121 11 $1,663 $412 $1,251 $153,910 $0 $214,119
Sept. 122 11 $1,663 $414 $1,249 $155,159 $0 $213,705
Oct. 123 11 $1,663 $417 $1,247 $156,405 $0 $213,288
Nov. 124 11 $1,663 $419 $1,244 $157,649 $0 $212,869
Dec. 125 11 $1,663 $422 $1,242 $158,891 $0 $212,448
Month Month No. Year No. Payment Principal Interest Total Interest Buydown Balance
Jan. 126 11 $1,663 $424 $1,239 $160,130 $0 $212,024
Feb. 127 11 $1,663 $426 $1,237 $161,367 $0 $211,597
Mar. 128 11 $1,663 $429 $1,234 $162,602 $0 $211,168
April 129 11 $1,663 $431 $1,232 $163,833 $0 $210,737
May 130 11 $1,663 $434 $1,229 $165,063 $0 $210,303
June 131 11 $1,663 $436 $1,227 $166,289 $0 $209,866
July 132 11 $1,663 $439 $1,224 $167,514 $0 $209,427
Aug. 133 12 $1,663 $442 $1,222 $168,735 $0 $208,986
Sept. 134 12 $1,663 $444 $1,219 $169,954 $0 $208,542
Oct. 135 12 $1,663 $447 $1,216 $171,171 $0 $208,095
Nov. 136 12 $1,663 $449 $1,214 $172,385 $0 $207,645
Dec. 137 12 $1,663 $452 $1,211 $173,596 $0 $207,193
Month Month No. Year No. Payment Principal Interest Total Interest Buydown Balance
Jan. 138 12 $1,663 $455 $1,209 $174,805 $0 $206,739
Feb. 139 12 $1,663 $457 $1,206 $176,011 $0 $206,282
Mar. 140 12 $1,663 $460 $1,203 $177,214 $0 $205,822
April 141 12 $1,663 $463 $1,201 $178,415 $0 $205,359
May 142 12 $1,663 $465 $1,198 $179,612 $0 $204,894
June 143 12 $1,663 $468 $1,195 $180,808 $0 $204,426
July 144 12 $1,663 $471 $1,192 $182,000 $0 $203,955
Aug. 145 13 $1,663 $474 $1,190 $183,190 $0 $203,481
Sept. 146 13 $1,663 $476 $1,187 $184,377 $0 $203,005
Oct. 147 13 $1,663 $479 $1,184 $185,561 $0 $202,526
Nov. 148 13 $1,663 $482 $1,181 $186,742 $0 $202,044
Dec. 149 13 $1,663 $485 $1,179 $187,921 $0 $201,559
Month Month No. Year No. Payment Principal Interest Total Interest Buydown Balance
Jan. 150 13 $1,663 $487 $1,176 $189,097 $0 $201,072
Feb. 151 13 $1,663 $490 $1,173 $190,270 $0 $200,582
Mar. 152 13 $1,663 $493 $1,170 $191,440 $0 $200,088
April 153 13 $1,663 $496 $1,167 $192,607 $0 $199,592
May 154 13 $1,663 $499 $1,164 $193,771 $0 $199,093
June 155 13 $1,663 $502 $1,161 $194,933 $0 $198,592
July 156 13 $1,663 $505 $1,158 $196,091 $0 $198,087
Aug. 157 14 $1,663 $508 $1,156 $197,247 $0 $197,579
Sept. 158 14 $1,663 $511 $1,153 $198,399 $0 $197,068
Oct. 159 14 $1,663 $514 $1,150 $199,549 $0 $196,555
Nov. 160 14 $1,663 $517 $1,147 $200,695 $0 $196,038
Dec. 161 14 $1,663 $520 $1,144 $201,839 $0 $195,518
Month Month No. Year No. Payment Principal Interest Total Interest Buydown Balance
Jan. 162 14 $1,663 $523 $1,141 $202,979 $0 $194,995
Feb. 163 14 $1,663 $526 $1,137 $204,117 $0 $194,470
Mar. 164 14 $1,663 $529 $1,134 $205,251 $0 $193,941
April 165 14 $1,663 $532 $1,131 $206,383 $0 $193,409
May 166 14 $1,663 $535 $1,128 $207,511 $0 $192,874
June 167 14 $1,663 $538 $1,125 $208,636 $0 $192,336
July 168 14 $1,663 $541 $1,122 $209,758 $0 $191,794
Aug. 169 15 $1,663 $544 $1,119 $210,877 $0 $191,250
Sept. 170 15 $1,663 $548 $1,116 $211,992 $0 $190,702
Oct. 171 15 $1,663 $551 $1,112 $213,105 $0 $190,151
Nov. 172 15 $1,663 $554 $1,109 $214,214 $0 $189,597
Dec. 173 15 $1,663 $557 $1,106 $215,320 $0 $189,040
Month Month No. Year No. Payment Principal Interest Total Interest Buydown Balance
Jan. 174 15 $1,663 $561 $1,103 $216,423 $0 $188,480
Feb. 175 15 $1,663 $564 $1,099 $217,522 $0 $187,916
Mar. 176 15 $1,663 $567 $1,096 $218,618 $0 $187,349
April 177 15 $1,663 $570 $1,093 $219,711 $0 $186,778
May 178 15 $1,663 $574 $1,090 $220,801 $0 $186,205
June 179 15 $1,663 $577 $1,086 $221,887 $0 $185,628
July 180 15 $1,663 $580 $1,083 $222,970 $0 $185,047
Aug. 181 16 $1,663 $584 $1,079 $224,049 $0 $184,463
Sept. 182 16 $1,663 $587 $1,076 $225,125 $0 $183,876
Oct. 183 16 $1,663 $591 $1,073 $226,198 $0 $183,285
Nov. 184 16 $1,663 $594 $1,069 $227,267 $0 $182,691
Dec. 185 16 $1,663 $598 $1,066 $228,333 $0 $182,094
Month Month No. Year No. Payment Principal Interest Total Interest Buydown Balance
Jan. 186 16 $1,663 $601 $1,062 $229,395 $0 $181,493
Feb. 187 16 $1,663 $605 $1,059 $230,454 $0 $180,888
Mar. 188 16 $1,663 $608 $1,055 $231,509 $0 $180,280
April 189 16 $1,663 $612 $1,052 $232,560 $0 $179,669
May 190 16 $1,663 $615 $1,048 $233,608 $0 $179,053
June 191 16 $1,663 $619 $1,044 $234,653 $0 $178,435
July 192 16 $1,663 $622 $1,041 $235,694 $0 $177,812
Aug. 193 17 $1,663 $626 $1,037 $236,731 $0 $177,186
Sept. 194 17 $1,663 $630 $1,034 $237,765 $0 $176,557
Oct. 195 17 $1,663 $633 $1,030 $238,795 $0 $175,923
Nov. 196 17 $1,663 $637 $1,026 $239,821 $0 $175,286
Dec. 197 17 $1,663 $641 $1,023 $240,843 $0 $174,645
Month Month No. Year No. Payment Principal Interest Total Interest Buydown Balance
Jan. 198 17 $1,663 $644 $1,019 $241,862 $0 $174,001
Feb. 199 17 $1,663 $648 $1,015 $242,877 $0 $173,353
Mar. 200 17 $1,663 $652 $1,011 $243,888 $0 $172,701
April 201 17 $1,663 $656 $1,007 $244,896 $0 $172,045
May 202 17 $1,663 $660 $1,004 $245,899 $0 $171,385
June 203 17 $1,663 $664 $1,000 $246,899 $0 $170,722
July 204 17 $1,663 $667 $996 $247,895 $0 $170,054
Aug. 205 18 $1,663 $671 $992 $248,887 $0 $169,383
Sept. 206 18 $1,663 $675 $988 $249,875 $0 $168,708
Oct. 207 18 $1,663 $679 $984 $250,859 $0 $168,029
Nov. 208 18 $1,663 $683 $980 $251,839 $0 $167,346
Dec. 209 18 $1,663 $687 $976 $252,815 $0 $166,658
Month Month No. Year No. Payment Principal Interest Total Interest Buydown Balance
Jan. 210 18 $1,663 $691 $972 $253,788 $0 $165,967
Feb. 211 18 $1,663 $695 $968 $254,756 $0 $165,272
Mar. 212 18 $1,663 $699 $964 $255,720 $0 $164,573
April 213 18 $1,663 $703 $960 $256,680 $0 $163,870
May 214 18 $1,663 $707 $956 $257,636 $0 $163,163
June 215 18 $1,663 $711 $952 $258,588 $0 $162,451
July 216 18 $1,663 $716 $948 $259,535 $0 $161,735
Aug. 217 19 $1,663 $720 $943 $260,479 $0 $161,016
Sept. 218 19 $1,663 $724 $939 $261,418 $0 $160,292
Oct. 219 19 $1,663 $728 $935 $262,353 $0 $159,563
Nov. 220 19 $1,663 $732 $931 $263,284 $0 $158,831
Dec. 221 19 $1,663 $737 $927 $264,210 $0 $158,094
Month Month No. Year No. Payment Principal Interest Total Interest Buydown Balance
Jan. 222 19 $1,663 $741 $922 $265,132 $0 $157,353
Feb. 223 19 $1,663 $745 $918 $266,050 $0 $156,608
Mar. 224 19 $1,663 $750 $914 $266,964 $0 $155,858
April 225 19 $1,663 $754 $909 $267,873 $0 $155,104
May 226 19 $1,663 $758 $905 $268,778 $0 $154,345
June 227 19 $1,663 $763 $900 $269,678 $0 $153,583
July 228 19 $1,663 $767 $896 $270,574 $0 $152,815
Aug. 229 20 $1,663 $772 $891 $271,465 $0 $152,043
Sept. 230 20 $1,663 $776 $887 $272,352 $0 $151,267
Oct. 231 20 $1,663 $781 $882 $273,235 $0 $150,486
Nov. 232 20 $1,663 $785 $878 $274,113 $0 $149,701
Dec. 233 20 $1,663 $790 $873 $274,986 $0 $148,911
Month Month No. Year No. Payment Principal Interest Total Interest Buydown Balance
Jan. 234 20 $1,663 $795 $869 $275,855 $0 $148,116
Feb. 235 20 $1,663 $799 $864 $276,719 $0 $147,317
Mar. 236 20 $1,663 $804 $859 $277,578 $0 $146,513
April 237 20 $1,663 $809 $855 $278,433 $0 $145,704
May 238 20 $1,663 $813 $850 $279,282 $0 $144,891
June 239 20 $1,663 $818 $845 $280,128 $0 $144,073
July 240 20 $1,663 $823 $840 $280,968 $0 $143,250
Aug. 241 21 $1,663 $828 $836 $281,804 $0 $142,423
Sept. 242 21 $1,663 $832 $831 $282,635 $0 $141,590
Oct. 243 21 $1,663 $837 $826 $283,460 $0 $140,753
Nov. 244 21 $1,663 $842 $821 $284,282 $0 $139,911
Dec. 245 21 $1,663 $847 $816 $285,098 $0 $139,063
Month Month No. Year No. Payment Principal Interest Total Interest Buydown Balance
Jan. 246 21 $1,663 $852 $811 $285,909 $0 $138,211
Feb. 247 21 $1,663 $857 $806 $286,715 $0 $137,354
Mar. 248 21 $1,663 $862 $801 $287,516 $0 $136,492
April 249 21 $1,663 $867 $796 $288,313 $0 $135,625
May 250 21 $1,663 $872 $791 $289,104 $0 $134,753
June 251 21 $1,663 $877 $786 $289,890 $0 $133,876
July 252 21 $1,663 $882 $781 $290,671 $0 $132,994
Aug. 253 22 $1,663 $887 $776 $291,446 $0 $132,106
Sept. 254 22 $1,663 $893 $771 $292,217 $0 $131,214
Oct. 255 22 $1,663 $898 $765 $292,983 $0 $130,316
Nov. 256 22 $1,663 $903 $760 $293,743 $0 $129,413
Dec. 257 22 $1,663 $908 $755 $294,498 $0 $128,504
Month Month No. Year No. Payment Principal Interest Total Interest Buydown Balance
Jan. 258 22 $1,663 $914 $750 $295,247 $0 $127,591
Feb. 259 22 $1,663 $919 $744 $295,991 $0 $126,672
Mar. 260 22 $1,663 $924 $739 $296,730 $0 $125,747
April 261 22 $1,663 $930 $734 $297,464 $0 $124,818
May 262 22 $1,663 $935 $728 $298,192 $0 $123,883
June 263 22 $1,663 $941 $723 $298,915 $0 $122,942
July 264 22 $1,663 $946 $717 $299,632 $0 $121,996
Aug. 265 23 $1,663 $952 $712 $300,343 $0 $121,044
Sept. 266 23 $1,663 $957 $706 $301,050 $0 $120,087
Oct. 267 23 $1,663 $963 $701 $301,750 $0 $119,124
Nov. 268 23 $1,663 $968 $695 $302,445 $0 $118,156
Dec. 269 23 $1,663 $974 $689 $303,134 $0 $117,182
Month Month No. Year No. Payment Principal Interest Total Interest Buydown Balance
Jan. 270 23 $1,663 $980 $684 $303,818 $0 $116,202
Feb. 271 23 $1,663 $985 $678 $304,496 $0 $115,217
Mar. 272 23 $1,663 $991 $672 $305,168 $0 $114,226
April 273 23 $1,663 $997 $666 $305,834 $0 $113,229
May 274 23 $1,663 $1,003 $661 $306,495 $0 $112,226
June 275 23 $1,663 $1,009 $655 $307,149 $0 $111,217
July 276 23 $1,663 $1,014 $649 $307,798 $0 $110,203
Aug. 277 24 $1,663 $1,020 $643 $308,441 $0 $109,182
Sept. 278 24 $1,663 $1,026 $637 $309,078 $0 $108,156
Oct. 279 24 $1,663 $1,032 $631 $309,709 $0 $107,124
Nov. 280 24 $1,663 $1,038 $625 $310,334 $0 $106,085
Dec. 281 24 $1,663 $1,044 $619 $310,952 $0 $105,041
Month Month No. Year No. Payment Principal Interest Total Interest Buydown Balance
Jan. 282 24 $1,663 $1,051 $613 $311,565 $0 $103,990
Feb. 283 24 $1,663 $1,057 $607 $312,172 $0 $102,934
Mar. 284 24 $1,663 $1,063 $600 $312,772 $0 $101,871
April 285 24 $1,663 $1,069 $594 $313,366 $0 $100,802
May 286 24 $1,663 $1,075 $588 $313,954 $0 $99,727
June 287 24 $1,663 $1,082 $582 $314,536 $0 $98,645
July 288 24 $1,663 $1,088 $575 $315,112 $0 $97,557
Aug. 289 25 $1,663 $1,094 $569 $315,681 $0 $96,463
Sept. 290 25 $1,663 $1,101 $563 $316,243 $0 $95,363
Oct. 291 25 $1,663 $1,107 $556 $316,800 $0 $94,256
Nov. 292 25 $1,663 $1,113 $550 $317,349 $0 $93,142
Dec. 293 25 $1,663 $1,120 $543 $317,893 $0 $92,022
Month Month No. Year No. Payment Principal Interest Total Interest Buydown Balance
Jan. 294 25 $1,663 $1,126 $537 $318,430 $0 $90,896
Feb. 295 25 $1,663 $1,133 $530 $318,960 $0 $89,763
Mar. 296 25 $1,663 $1,140 $524 $319,483 $0 $88,623
April 297 25 $1,663 $1,146 $517 $320,000 $0 $87,477
May 298 25 $1,663 $1,153 $510 $320,511 $0 $86,324
June 299 25 $1,663 $1,160 $504 $321,014 $0 $85,164
July 300 25 $1,663 $1,166 $497 $321,511 $0 $83,998
Aug. 301 26 $1,663 $1,173 $490 $322,001 $0 $82,824
Sept. 302 26 $1,663 $1,180 $483 $322,484 $0 $81,644
Oct. 303 26 $1,663 $1,187 $476 $322,960 $0 $80,457
Nov. 304 26 $1,663 $1,194 $469 $323,430 $0 $79,263
Dec. 305 26 $1,663 $1,201 $462 $323,892 $0 $78,063
Month Month No. Year No. Payment Principal Interest Total Interest Buydown Balance
Jan. 306 26 $1,663 $1,208 $455 $324,347 $0 $76,855
Feb. 307 26 $1,663 $1,215 $448 $324,796 $0 $75,640
Mar. 308 26 $1,663 $1,222 $441 $325,237 $0 $74,418
April 309 26 $1,663 $1,229 $434 $325,671 $0 $73,189
May 310 26 $1,663 $1,236 $427 $326,098 $0 $71,952
June 311 26 $1,663 $1,244 $420 $326,518 $0 $70,709
July 312 26 $1,663 $1,251 $412 $326,930 $0 $69,458
Aug. 313 27 $1,663 $1,258 $405 $327,335 $0 $68,200
Sept. 314 27 $1,663 $1,265 $398 $327,733 $0 $66,934
Oct. 315 27 $1,663 $1,273 $390 $328,124 $0 $65,662
Nov. 316 27 $1,663 $1,280 $383 $328,507 $0 $64,381
Dec. 317 27 $1,663 $1,288 $376 $328,882 $0 $63,094
Month Month No. Year No. Payment Principal Interest Total Interest Buydown Balance
Jan. 318 27 $1,663 $1,295 $368 $329,250 $0 $61,798
Feb. 319 27 $1,663 $1,303 $360 $329,611 $0 $60,496
Mar. 320 27 $1,663 $1,310 $353 $329,964 $0 $59,185
April 321 27 $1,663 $1,318 $345 $330,309 $0 $57,867
May 322 27 $1,663 $1,326 $338 $330,647 $0 $56,542
June 323 27 $1,663 $1,333 $330 $330,976 $0 $55,208
July 324 27 $1,663 $1,341 $322 $331,298 $0 $53,867
Aug. 325 28 $1,663 $1,349 $314 $331,613 $0 $52,518
Sept. 326 28 $1,663 $1,357 $306 $331,919 $0 $51,161
Oct. 327 28 $1,663 $1,365 $298 $332,217 $0 $49,796
Nov. 328 28 $1,663 $1,373 $290 $332,508 $0 $48,423
Dec. 329 28 $1,663 $1,381 $282 $332,790 $0 $47,043
Month Month No. Year No. Payment Principal Interest Total Interest Buydown Balance
Jan. 330 28 $1,663 $1,389 $274 $333,065 $0 $45,654
Feb. 331 28 $1,663 $1,397 $266 $333,331 $0 $44,257
Mar. 332 28 $1,663 $1,405 $258 $333,589 $0 $42,852
April 333 28 $1,663 $1,413 $250 $333,839 $0 $41,439
May 334 28 $1,663 $1,422 $242 $334,081 $0 $40,017
June 335 28 $1,663 $1,430 $233 $334,314 $0 $38,587
July 336 28 $1,663 $1,438 $225 $334,539 $0 $37,149
Aug. 337 29 $1,663 $1,447 $217 $334,756 $0 $35,702
Sept. 338 29 $1,663 $1,455 $208 $334,964 $0 $34,247
Oct. 339 29 $1,663 $1,463 $200 $335,164 $0 $32,784
Nov. 340 29 $1,663 $1,472 $191 $335,355 $0 $31,312
Dec. 341 29 $1,663 $1,481 $183 $335,538 $0 $29,831
Month Month No. Year No. Payment Principal Interest Total Interest Buydown Balance
Jan. 342 29 $1,663 $1,489 $174 $335,712 $0 $28,342
Feb. 343 29 $1,663 $1,498 $165 $335,877 $0 $26,844
Mar. 344 29 $1,663 $1,507 $157 $336,034 $0 $25,338
April 345 29 $1,663 $1,515 $148 $336,182 $0 $23,822
May 346 29 $1,663 $1,524 $139 $336,321 $0 $22,298
June 347 29 $1,663 $1,533 $130 $336,451 $0 $20,765
July 348 29 $1,663 $1,542 $121 $336,572 $0 $19,222
Aug. 349 30 $1,663 $1,551 $112 $336,684 $0 $17,671
Sept. 350 30 $1,663 $1,560 $103 $336,787 $0 $16,111
Oct. 351 30 $1,663 $1,569 $94 $336,881 $0 $14,542
Nov. 352 30 $1,663 $1,578 $85 $336,966 $0 $12,963
Dec. 353 30 $1,663 $1,588 $76 $337,042 $0 $11,376
Month Month No. Year No. Payment Principal Interest Total Interest Buydown Balance
Jan. 354 30 $1,663 $1,597 $66 $337,108 $0 $9,779
Feb. 355 30 $1,663 $1,606 $57 $337,165 $0 $8,173
Mar. 356 30 $1,663 $1,616 $48 $337,213 $0 $6,557
April 357 30 $1,663 $1,625 $38 $337,251 $0 $4,932
May 358 30 $1,663 $1,634 $29 $337,280 $0 $3,298
June 359 30 $1,663 $1,644 $19 $337,299 $0 $1,654
July 360 30 $1,663 $1,654 $10 $337,309 $0 $0
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*Results are hypothetical and may not be accurate. This is not a commitment to lend nor a preapproval. Consult a financial professional for full details.

Payment example: If you bought a $450,000 home with a 20% down payment, for a loan amount of $360,000, with a 30 year term at a fixed rate of 6.125% (Annual Percentage Rate 6.220%), you would make 360 payments of $2,189.00. Payment stated does not include taxes and insurance, which will result in a higher payment.