Rate Protection Program Now Available

Lock your rate from 60 to 90 days with our Lock N Shop Rate Protection Program.
Get the peace of mind to shop with ease.

How It Works
  1. Get preapproved for mortgage financing – then you can lock your rate for 60 to 90 days.
  2. Shop for a new home with confidence – you will have 45 days from the lock date to identify a purchase property. In some cases, an extension or relock may apply.
  3. Rates rise or fall – If rates rise, you are protected, and if rates fall, we will automatically lower your rate!
  4. Make a stronger offer – you’ve already started the home financing process and can ensure a faster transaction.
  5. Buy your home – welcome home!

Who Qualifies?
  • Available on fixed-rate Conventional, FHA, VA, and USDA
  • Terms of 30 or 15 years
  • A one-time rate renegotiation/roll down is allowed after a property has been identified
  • Please note, this program is not available in Massachusetts, New York, or Oregon and it is not available for non-agency products.

The Lock N Shop Program is available from CMG Financial loan officers and select Mortgage Broker Partners.

FHA & USDA Loans
Jumbo Loans
All In One Loan
Veterans & Active Military
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Find out more about the home buying and home refinancing processes.

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© CMG Financial, All Rights Reserved. CMG Financial is a registered trade name of CMG Mortgage, Inc., NMLS ID #1820 in most, but not all states. CMG Mortgage, Inc. is an equal opportunity lender with corporate office located at 3160 Crow Canyon Road, Suite 400, San Ramon, CA 94583 888-264-4663. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act No. 4150025; AK #AK1820; AZ #0903132; Colorado regulated by the Division of Real Estate; Georgia Residential Mortgage Licensee #15438; Illinois Residential Mortgage Licensee; Kansas Licensed Mortgage Company #MC.0001160; Massachusetts Mortgage Lender License #MC1820 and Mortgage Broker License #MC1820; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the New Hampshire Banking Department; Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker – NYS Department of Financial Services; Ohio Mortgage Broker Act Mortgage Banker Exemption #MBMB.850204.000; Licensed by the Oregon Division of Financial Regulation #ML-3000; Rhode Island Licensed Lender #20142986LL; and Licensed by the Virginia State Corporation Commission #MC-5521. CMG Mortgage, Inc. is licensed in all 50 states and the District of Columbia. Offer of credit is subject to credit approval. For information about our company, please visit us at www.cmgfi.com. To verify our complete list of state licenses, please visit www.cmgfi.com/corporate/licensing and NMLS Consumer Access (www.nmlsconsumeraccess.org).