How It Works

1. Get preapproved for mortgage financing – then you can lock your rate for 60 to 90 days.
2. Shop for a new home with confidence – you will have 45 days from the lock date to identify a purchase property. In some cases, an extension or relock may apply.
3. Rates rise or fall – If rates rise, you are protected, and if rates fall, we will automatically lower your rate!
4. Make a stronger offer – you’ve already started the home financing process and can ensure a faster transaction.
5. Buy your home – welcome home!