Full Product Menu

  • September 20, 2018

  • 620 FICO, 97% LTV (DU Only)
  • Non-occupying co-borrower income allowed (DU & LP)
  • Manufactured Homes
  • Transferred Appraisals
  • TBD approvals
  • Texas Cash-Out
  • NY CEMAs
  • Leaseholds


  • 620 FICO, 97% LTV
  • Standard & high balance loan amounts
  • Occupying borrower may have ownership in another property
  • Reduced MI coverage
  • No income limits in low income census tract
  • Boarder income allowed
  • Non-occupant co-borrower allowed
  • Homebuyer education required


  • 620 FICO, 97% LTV
  • Standard loan amounts only
  • Occupying borrower may not have any ownership in another property
  • Reduced MI coverage
  • LP determines income eligibility
  • No reserves or minimum borrower contribution on 1-unit property


  • Purchase, IRRRL & Cash-Out Refinances
  • 600 FICO with AUS Approval
  • 1-4 Units
  • Manufactured homes with 660 FICO
  • Leaseholds
  • 1 Credit score is acceptable with AUS approval
  • 600 FICO for true cash in hand
  • Manual underwrites per VA requirements
  • Purchase, Streamline, Rate/Term, Simple & Cash-Out Refinances
  • 600 FICO with AUS approval
  • 1-4 Units
  • Manufactured homes with 660 FICO
  • Leaseholds
  • Standard and high balance loan amounts
  • 1 Credit score is acceptable with AUS Approval
  • Good Neighbor Next Door & HUD $100 down program
  • Manual underwrites per HUD requirements


  • 640 FICO
  • GUS approval only


  • 8 Jumbo products available
  • 660 FICO
  • $5.0 million max loan amount
  • 15, 20 & 30 year fixed rate, 5/1, 7/1 & 10/1 ARM (ARM interest only options available, geographic restrictions apply)
  • 90% LTV with no MI
  • All occupancies
  • First time homebuyer and non-occupant co-borrowers allowed
  • Financing available for Non-warrantable Condos and Condotels


  • Interest only first lien home equity line of credit
  • 700 FICO
  • Primary and Second Home
  • Purchase, Rate/Term & Cash-Out
  • 80% LTV
  • Loan amounts to $2.0 million
  • Geographic restrictions, See product guidelines for complete details


Please refer to the product guidelines for complete details.

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© CMG Financial, All Rights Reserved. CMG Financial is a registered trade name of CMG Mortgage, Inc., NMLS ID #1820 in most, but not all states. CMG Mortgage, Inc. is an equal opportunity lender with corporate office located at 3160 Crow Canyon Road, Suite 400, San Ramon, CA 94583 888-264-4663. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act No. 4150025; AK #AK1820; AZ #0903132; Colorado regulated by the Division of Real Estate; Georgia Residential Mortgage Licensee #15438; Illinois Residential Mortgage Licensee; Kansas Licensed Mortgage Company #MC.0001160; Massachusetts Mortgage Lender License #MC1820 and Mortgage Broker License #MC1820; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the New Hampshire Banking Department; Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker – NYS Department of Financial Services; Ohio Mortgage Broker Act Mortgage Banker Exemption #MBMB.850204.000; Licensed by the Oregon Division of Financial Regulation #ML-3000; Rhode Island Licensed Lender #20142986LL; and Licensed by the Virginia State Corporation Commission #MC-5521. CMG Mortgage, Inc. is licensed in all 50 states and the District of Columbia. Offer of credit is subject to credit approval. For information about our company, please visit us at www.cmgfi.com. To verify our complete list of state licenses, please visit www.cmgfi.com/corporate/licensing and NMLS Consumer Access (http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1820).