• CMG MORTGAGE, INC. NMLS #1820

CONVENTIONAL PRODUCTS

We provide our sellers with a comprehensive mix of conforming loan products.

As an agency-direct Seller/Servicer with few overlays, we provide a smooth purchase process for our clients. Explore our full product menu and experience a unique investor that offers individualized service to tailor its business model to best fit your needs. With agility and a team of mortgage professionals waiting to help you expand your business, you will gain not only a unique selling experience, but also a valuable, lasting partnership.

All loan programs displayed on this website may not be available in every state.


MORE LOAN PRODUCTS
Government Products
Jumbo Products



CONVENTIONAL FIXED

  • Agency Fixed Rate Programs
    • 30 Year Fixed
    • 25 Year Fixed
    • 20 Year Fixed
    • 15 Year Fixed
    • 10 Year Fixed
  • High Balance Fixed Rate Programs
    • 30 Year High Balance
    • 15 Year High Balance

CONVENTIONAL ARMS

  • Agency ARM Programs
    • 3/1 LIBOR ARM with 2/2/6 Caps and 2.25% Margin
    • 5/1 LIBOR ARM with 5/2/5 Caps and 2.25% Margin (2/2/5 adjustment option)
    • 7/1 LIBOR ARM with 5/2/5 Caps and 2.25% Margin
    • 10/1 LIBOR ARM with 5/2/5 Caps and 2.25% Margin
  • High Balance ARM Programs
    • 3/1 LIBOR ARM High Balance
    • 5/1 LIBOR ARM High Balance
    • 7/1 LIBOR ARM High Balance
    • 10/1 LIBOR ARM High Balance
  • Qualifying Rate for Conforming ARMs
    • 3/1 & 5/1 ARMs are Qualified at Greater of the Note Rate + 2% or the Fully Indexed Rate
    • 7/1 & 10/1 ARMs are Qualified at Greater of the Note Rate or the Fully Indexed Rate

ADDITIONAL CREDIT FLEXIBILITIES

  • Manufactured Homes
  • 5-10 Unit Financed Properties
  • Unlimited HARP
  • Fannie Mae HomeReady™
  • Freddie Mac Home Possible®

HOME AFFORDABLE REFINANCE PROGRAM

  • Refinance Highlights
    • Unlimited LTV
    • No Minimum Credit Score
    • Primary residence, second homes, investment, 2-4 units
  • FNMA DU REFI PLUS
    • 30 year fixed
    • 20 year fixed
    • 15 year fixed
    • 30 year High Balance
  • FHLMC LP Open Access Programs
    • 30 Year Fixed
    • 20 Year Fixed
    • 15 Year Fixed
    • 30 Year High Balance

© 2016 CMG Financial, All Rights Reserved. CMG Financial is a registered trade name of CMG Mortgage, Inc., NMLS ID #1820 in most, but not all states. CMG Mortgage, Inc. is an equal opportunity lender, licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act No. 4150025; Loans made or arranged pursuant to a California Finance Lenders Law license No. 6053674. Offer of credit is subject to credit approval. For State specific licensing, visit www.cmgfi.com/licensing.php. To verify our state licenses, please visit www.nmlsconsumeraccess.com. This site is not intended to serve as a business solicitation for residents in the state of Massachusetts and New York.