FHA & USDA LOANS

CMG Financial has a long history of helping homeowners with limited income, refinance their properties through FHA and USDA Financing.

The Federal Housing Administration and Department of Agriculture have created many options, including the rural development housing program, that allow Americans to achieve their goals.

CMG Financial is an approved lender with both agencies. We offer great low rates, competitive fees and superior service which will help you realize your housing dreams without hassle.

All loan programs displayed on this website may not be available in every state.

2016 - Counties with Loan Limit Increases


FHA FIXED & ARMS

  • For homes in median to low-cost areas
  • Maximum loan amounts determined by FHA county limits
  • Fixed-rate: 15, 20, 25 and 30 year terms available
  • Adjustable-rate: 3/1 and 5/1 terms available
  • Up to 97.5% loan-to-value for rate and term and limited cash-out
  • Up to 85% loan-to-value for cash-out loans
  • Primary residences only

  • Locate a Loan Officer

FHA HIGH BALANCE FIXED

  • For homes in higher-cost areas
  • Maximum loan amounts determined by FHA county limits
  • Fixed-rate: 15, 20 and 30 year terms available
  • Up to 97.5% loan-to-value for rate and term and limited cash-out
  • Up to 85% loan-to-value for cash-out loans
  • Primary residence only

  • Locate a Loan Officer

FHA STREAMLINED REFINANCE

  • FHA loan to FHA loan refinance
  • No appraisal necessary for primary residences
  • Loan amounts up to county limits
  • Rate and term refinances only (no cash-out)
  • Fixed-rate: 15, 20, 25 and 30 year terms available
  • Primary residence, second homes and investment properties allowed

  • Locate a Loan Officer

USDA RURAL HOUSING

  • Rate and term refinance only (no cash-out)
  • Loan amounts up to county limits
  • Fixed-rate: 30 year term available
  • Primary residence only

  • Locate a Loan Officer


MORE REFINANCE LOAN PROGRAMS
Conventional Loans
FHA & USDA Loans
Jumbo Loan
All In One Loan
Home Affordable Refinance Program
Veterans & Active Military
Locate a Loan Officer
LOCATE A LOAN OFFICER

CMG Financial has developed a team of highly qualified, professional, knowledgeable, and supportive Loan Officers completely dedicated to providing extraordinary service.

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REFINANCE CALCULATORS

Explore the possibilities using our mortgage calculators. CMG Financial is dedicated to providing mortgage solutions to meet unique financial situations and goals.

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© CMG Financial, All Rights Reserved. CMG Financial is a registered trade name of CMG Mortgage, Inc., NMLS# 1820 in most, but not all states. CMG Mortgage Inc. is an equal opportunity lender, licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act No. 4150025. Offer of credit is subject to credit approval. For more information on our company, please visit www.cmgfi.com. To verify our complete list of state licenses, please visit www.cmgfi.com/corporate/licensing and www.nmlsconsumeraccess.org.