• CMG MORTGAGE, INC. NMLS #1820

FHA & USDA LOANS

CMG Financial has a long history of helping homeowners with limited income, refinance their properties through FHA and USDA Financing.

The Federal Housing Administration and Department of Agriculture have created many options, including the rural development housing program, that allow Americans to achieve their goals.

CMG Financial is an approved lender with both agencies. We offer great low rates, competitive fees and superior service which will help you realize your housing dreams without hassle.

All loan programs displayed on this website may not be available in every state.

2016 - Counties with Loan Limit Increases


FHA FIXED & ARMS

  • For homes in median to low-cost areas
  • Maximum loan amounts determined by FHA county limits
  • Fixed-rate: 15, 20, 25 and 30 year terms available
  • Adjustable-rate: 3/1 and 5/1 terms available
  • Up to 97.5% loan-to-value for rate and term and limited cash-out
  • Up to 85% loan-to-value for cash-out loans
  • Primary residences only

  • Contact Me

FHA HIGH BALANCE FIXED

  • For homes in higher-cost areas
  • Maximum loan amounts determined by FHA county limits
  • Fixed-rate: 15, 20 and 30 year terms available
  • Up to 97.5% loan-to-value for rate and term and limited cash-out
  • Up to 85% loan-to-value for cash-out loans
  • Primary residence only

  • Contact Me

FHA STREAMLINED REFINANCE

  • FHA loan to FHA loan refinance
  • No appraisal necessary for primary residences
  • Loan amounts up to county limits
  • Rate and term refinances only (no cash-out)
  • Fixed-rate: 15, 20, 25 and 30 year terms available
  • Primary residence, second homes and investment properties allowed

  • Contact Me

USDA RURAL HOUSING

  • Rate and term refinance only (no cash-out)
  • Loan amounts up to county limits
  • Fixed-rate: 30 year term available
  • Primary residence only

  • Contact Me


MORE REFINANCE LOAN PROGRAMS
Conventional Loans
FHA & USDA Loans
Jumbo Loan
All In One Loan
Home Affordable Refinance Program
Veterans & Active Military
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Find out more about the home buying and home refinancing processes.



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REFINANCE CALCULATORS

Explore the possibilities using our mortgage calculators. CMG Financial is dedicated to providing mortgage solutions to meet unique financial situations and goals.

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© 2016 CMG Financial, All Rights Reserved. CMG Financial is a registered trade name of CMG Mortgage, Inc., NMLS ID #1820 in most, but not all states. CMG Mortgage, Inc. is an equal opportunity lender, licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act No. 4150025; Loans made or arranged pursuant to a California Finance Lenders Law license No. 6053674. Offer of credit is subject to credit approval. For State specific licensing, visit www.cmgfi.com/licensing.php. To verify our state licenses, please visit www.nmlsconsumeraccess.com. This site is not intended to serve as a business solicitation for residents in the state of Massachusetts and New York.