• CMG MORTGAGE, INC. NMLS #1820
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FHA & USDA LOANS

CMG Financial has a long history of helping homeowners with limited income, refinance their properties through FHA and USDA Financing.

The Federal Housing Administration and Department of Agriculture have created many options, including the rural development housing program, that allow Americans to achieve their goals.

CMG Financial is an approved lender with both agencies. We offer great low rates, competitive fees and superior service which will help you realize your housing dreams without hassle.

All loan programs displayed on this website may not be available in every state.

2016 - Counties with Loan Limit Increases


FHA FIXED & ARMS

  • For homes in median to low-cost areas
  • Maximum loan amounts determined by FHA county limits
  • Fixed-rate: 15, 20, 25 and 30 year terms available
  • Adjustable-rate: 3/1 and 5/1 terms available
  • Up to 97.5% loan-to-value for rate and term and limited cash-out
  • Up to 85% loan-to-value for cash-out loans
  • Primary residences only

  • Contact Me

FHA HIGH BALANCE FIXED

  • For homes in higher-cost areas
  • Maximum loan amounts determined by FHA county limits
  • Fixed-rate: 15, 20 and 30 year terms available
  • Up to 97.5% loan-to-value for rate and term and limited cash-out
  • Up to 85% loan-to-value for cash-out loans
  • Primary residence only

  • Contact Me

FHA STREAMLINED REFINANCE

  • FHA loan to FHA loan refinance
  • No appraisal necessary for primary residences
  • Loan amounts up to county limits
  • Rate and term refinances only (no cash-out)
  • Fixed-rate: 15, 20, 25 and 30 year terms available
  • Primary residence, second homes and investment properties allowed

  • Contact Me

USDA RURAL HOUSING

  • Rate and term refinance only (no cash-out)
  • Loan amounts up to county limits
  • Fixed-rate: 30 year term available
  • Primary residence only

  • Contact Me


MORE REFINANCE LOAN PROGRAMS
Conventional Loans
FHA & USDA Loans
Jumbo Loan
All In One Loan
Home Affordable Refinance Program
Veterans & Active Military
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Find out more about the home buying and home refinancing processes.



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REFINANCE CALCULATORS

Explore the possibilities using our mortgage calculators. CMG Financial is dedicated to providing mortgage solutions to meet unique financial situations and goals.

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© CMG Financial, All Rights Reserved. CMG Financial is a registered trade name of CMG Mortgage, Inc., NMLS ID #1820 in most, but not all states. CMG Mortgage, Inc. is an equal opportunity lender with corporate office located at 3160 Crow Canyon Road, Suite 400, San Ramon, CA 94583 888-264-4663. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act No. 4150025; AK #AK1820; AZ #0903132; Colorado regulated by the Division of Real Estate; Georgia Residential Mortgage Licensee #15438; Illinois Residential Mortgage Licensee; Kansas Licensed Mortgage Company #MC.0001160; Massachusetts Mortgage Lender License #MC1820 and Mortgage Broker License #MC1820; Mississippi Licensed Mortgage Company Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the New Hampshire Banking Department; Licensed by the NJ Department of Banking and Insurance; Licensed Mortgage Banker – NYS Department of Financial Services; Ohio Mortgage Broker Act Mortgage Banker Exemption #MBMB.850204.000; Licensed by the Oregon Division of Financial Regulation #ML-3000; Rhode Island Licensed Lender #20142986LL; and Licensed by the Virginia State Corporation Commission #MC-5521. CMG Mortgage, Inc. is licensed in all 50 states and the District of Columbia. Offer of credit is subject to credit approval. For information about our company, please visit us at www.cmgfi.com. To verify our complete list of state licenses, please visit www.cmgfi.com/corporate/licensing and NMLS Consumer Access (www.nmlsconsumeraccess.org).